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3820 Chedworth Ln, Modesto, CA, 95355

4beds
2baths
2,352sqft
$585,000
$249price/sqft
$4,198/moest. monthly cost
$167,920/yrincome needed

About This Home

This 4-bedroom plus a den home is located in the Sienna gated community in Modesto. Positioned in the back of the neighborhood, it offers a low-traffic environment and is within walking distance of Freedom Elementary School and Savage Middle School. The heart of the home is a large great room featuring a central fireplace that seamlessly connects to the dining area and a spacious kitchen. Designed for both daily life and entertaining. The kitchen boasts durable Corian countertops and abundant cabinet space. A huge master bedroom retreat, featuring an expansive walk-in closet, soaking tub, separate stall shower, and private patio, creates a relaxing get away space at home. The backyard is setup for privacy and comfort. Having no rear neighbors is a huge plus, and the combination of a covered patio and a shade tree gives you the best of both worlds for staying cool. Located minutes away from Village One shopping center and major roadways, this home puts daily conveniences right at your fingertips.

Getting Around

10
WalkingCar-Dependent
27
TransitSome Transit
28
BikeSomewhat Bikeable

Schools

4/10
5/10
7/10

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stucco,Frame,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Plumbed For Ice Maker,Free-Standing Electric Oven,Free-Standing Electric Range
  • Laundry features: Laundry Room,Cabinets,Electric Dryer Hookup,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Breakfast Nook,Formal Room,Space in Kitchen

Features

  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Double Sided,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,352 sqft

Kitchen

  • Features: Other Counter

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Soaking Tub,Walk-In Closet(s)

Master Bedroom

  • Features: Walk-In Closet,Outside Access

Property

Details

  • Parcel number: 085045012000
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Fencing: Back Yard,Wood,Fenced,Masonry
  • Topography of land: Level,Level

Lot

  • Lot size: 7,562 sqft
  • Features: Auto Sprinkler F&R,Curb(s)/Gutter(s),Shape Regular,Landscape Back,Landscape Front

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Stanislaus County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,958$35,496
Home Insurance *$164$1,968
Property Taxes $572$6,864
Electricity $504$6,052
Total$4,198$50,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,931/yr
40% on housing$125,940/yr
45% on housing$111,946/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$249This listing

vs Other Active Listings

Avg $/sqft

ZIP 95355$223
Stanislaus County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 95355$285
Stanislaus County$303

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$585,000
2026-07-30Price change$585,000
2026-07-06Price change$599,900
2026-06-18Price change$605,000
2026-05-22Listed for sale$615,000
2020-10-05Sold$237,000
2004-08-31Sold$309,500

For Sale by Agent

AgentGreg Amador
BrokerageHomeSmart PV & Associates

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