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10254 Noyo Ln, Stockton, CA, 95219

5beds
3baths
3,160sqft
$638,000
$202price/sqft
$4,794/moest. monthly cost
$191,760/yrincome needed

About This Home

Welcome to your new home! Located in the highly desirable Villages at Spanos Park neighborhood. If you are looking for a lot of space, this 2-story home delivers with 5 bedrooms, 3 bathrooms, and 3,160 square feet of comfortable living spaces. When you walk in, you are greeted by high ceilings, open-beam details, and plenty of natural light. The main floor features beautiful bamboo and hardwood flooring, a dual living and family room layout, and a cozy fireplace. The kitchen has great workflow, complete with a center island, a walk-in pantry, and a casual breakfast nook. One of the best features of this layout is the full bedroom and bathroom on the main floor, which is ideal for guests or family members who prefer to avoid stairs. Upstairs, the primary bedroom is massive with a large walk-in closet, and a big master bathroom with double sinks and a soaking tub. Property also comes with a fully owned energy efficient solar system. The Spanos Park community is beautifully kept. The home sits in the highly rated Lodi Unified School District and is just minutes from Interstate 5, local parks, and all the shopping and dining along Trinity Parkway.

Getting Around

50
WalkingCar-Dependent
22
TransitMinimal Transit
67
BikeBikeable

Schools

5/10
5/10
Bear Creek High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2003

Materials

  • Foundation: Concrete Perimeter
  • Roof: Tile
  • Construction materials: Wood,Stucco,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Disposal,Dishwasher,Range Hood,Gas Water Heater,Gas Plumbed,Gas Cooktop
  • Laundry features: Ground Floor,Gas Dryer Hookup,Electric Dryer Hookup

Bathroom

  • Features: Tub w/Shower Over

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Formal Area, Dining/Living Combo, Bar, Breakfast Nook
  • Level: Main
  • Area: 0

Family Room

  • Features: Cathedral/Vaulted
  • Level: Main
  • Area: 0

Features

  • Cathedral Ceiling(s)
  • Flooring: Wood,Tile,Linoleum,Carpet

Heating & Cooling

  • Heating features: Natural Gas,Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,160
  • Total interior livable area: 3,160 sqft

Kitchen

  • Features: Breakfast Area
  • Level: Main
  • Area: 0

Living Room

  • Features: Cathedral/Vaulted
  • Level: Main
  • Area: 0

Master Bathroom

  • Features: Tile, Soaking Tub, Double Vanity, Shower Stall(s)

Master Bedroom

  • Features: Walk-In Closet, Balcony
  • Area: 0

Property

Details

  • Parcel number: 06621004
  • Zoning: R
  • Special condition: Offer As Is

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch
  • Exterior features: Balcony
  • Fencing: Fenced,Back Yard
  • Topography of land: Level

Lot

  • Lot size: 5,998 sqft
  • Features: Sprinklers In Rear

Parking

  • Total spaces: 3
  • Parking features: Level,Driveway,Enclosed,24'+ Deep Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Drought
Earthquake
Heat Wave

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,226$38,712
Home Insurance *$198$2,376
Property Taxes $693$8,316
Electricity $677$8,131
Total$4,794$57,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,365/yr
40% on housing$143,820/yr
45% on housing$127,840/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 95219$242
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95219$280
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$638,000
2026-02-07Listing removed$665,000
2025-11-07Price change$665,000
2025-10-01Listed for sale$675,000
2023-01-11Listing removed--
2023-01-05Listed for rent$3,300
2021-06-16Sold$639,000
2021-05-05Pending sale$595,000
2021-04-30Listed for sale$595,000
2010-06-17Sold$280,000
2009-08-17Sold$229,075
2003-10-31Sold$369,000

For Sale by Agent

AgentCheryl Yeung
BrokerageColdwell Banker Infiniti Group

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