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2127 Lighthouse Cir, Tracy, CA, 95304

4beds
3baths
3,286sqft
$998,500
$304price/sqft
$7,124/moest. monthly cost
$284,960/yrincome needed

About This Home

Discover this beautiful 4 bedroom, 2.5 bathroom home offering 3,286 sq ft of living space on a spacious 9,629 sq ft lot in the desirable Hidden Lakes community. This well-designed home features an excellent floor plan with a separate living room, family room, and formal dining room perfect for both everyday living and entertaining. The heart of the home is the large, functional kitchen complete with an island with sink, pantry closet, and ample counter space. Upstairs, the luxurious primary suite is a true retreat, boasting a built-in sauna, walk-in shower, double sinks, and a soaking tub. One of the secondary bedrooms offers a private balcony overlooking the breathtaking backyard. Other features include plantation shutters, a 3-car tandem garage, newer A/C and furnace, whole house fan, smart attic gable fan and a 50 gallon water heater. The backyard is a standout feature you must see! Enjoy a sparkling pool with two elegant waterfall features, lush park-like landscaping, a covered courtyard for outdoor dining, and a storage shed. The serene, private setting feels like your own personal resort. Residents of Hidden Lakes also enjoy access to community amenities. This move-in ready home combines spacious interiors, thoughtful upgrades, and an incredible outdoor living space ideal for families and those who love to entertain.

Getting Around

10
WalkingCar-Dependent
16
TransitMinimal Transit
26
BikeSomewhat Bikeable

Schools

6/10
Tracy High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Wood,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Built-In Gas Range,Gas Water Heater,Range Hood,Dishwasher,Disposal,Microwave,Double Oven
  • Laundry features: Cabinets,Sink,Ground Floor,Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Formal Room,Space in Kitchen

Features

  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s),Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Whole House Fan,Zoned

Interior Area

  • Total interior livable area: 3,286 sqft

Kitchen

  • Features: Breakfast Area,Pantry Closet,Granite Counters,Island w/Sink

Master Bathroom

  • Features: Sauna,Shower Stall(s),Double Vanity,Tile,Tub,Window

Master Bedroom

  • Features: Walk-In Closet

Property

Details

  • Parcel number: 252320470000
  • Zoning description: Res
  • Special condition: Standard

Features

  • Private pool: Yes
  • Pool features: In Ground,On Lot,Fenced
  • Exterior features: Balcony,Covered Courtyard
  • Fencing: Back Yard,Wood

Lot

  • Lot size: 9,631 sqft
  • Features: Auto Sprinkler F&R,Street Lights,Landscape Back,Landscape Front

Parking

  • Total spaces: 3
  • Parking features: Attached,Tandem,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,048$60,576
Home Insurance *$207$2,484
Property Taxes $1,165$13,980
Electricity $704$8,455
Total$7,124$85,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$244,251/yr
40% on housing$213,720/yr
45% on housing$189,973/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$304This listing

vs Other Active Listings

Avg $/sqft

ZIP 95304$400
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95304$344
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$1,010,000
2011-11-10Sold$425,000
2011-09-14Sold$329,000
2006-02-03Sold$869,000
2004-01-29Sold$554,000

For Sale by Agent

AgentSherry Dolen
BrokeragePMZ Real Estate

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