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342 S Providence St, Mountain House, CA, 95391

4beds
3baths
2,088sqft
$750,000
$359price/sqft
$5,305/moest. monthly cost
$212,200/yrincome needed

About This Home

Located in the Wicklund Village of Mountain House California, this north facing home is just a block from the highly acclaimed Wicklund K-8 School and a short walk to the award winning Mountain House High School. It's also a very short drive to Central Park, the Safeway shopping center and the 205 Freeway. The North facing front door is on the side of the house giving it some privacy and security for package delivery and the home features all new fencing, newer HVAC and a whole house fan! All 4 bedrooms are upstairs and you get a flex room downstairs thats perfect for a home office or play room depending on your needs. There's a big family room and bigger kitchen, with an island and a lot of cabinet space. This house is a rare find where you get 4 bedrooms, the North facing front door, a BIG backyard and an beautiful pool/spa combo for a price tag in the mid $700's so dont hesitate on this one!

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

9/10
10/10

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Upper Level,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Space in Kitchen

Features

  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,088 sqft

Kitchen

  • Features: Kitchen Island

Property

Details

  • Parcel number: 254060050000
  • Zoning: sfr
  • Special condition: Standard

Features

  • Private pool: Yes
  • Pool features: In Ground,Pool/Spa Combo,Gas Heat

Lot

  • Lot size: 4,848 sqft
  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$124$1,488
Property Taxes $942$11,304
Electricity $447$5,372
Total$5,305$63,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$181,885/yr
40% on housing$159,150/yr
45% on housing$141,466/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$359This listing

vs Other Active Listings

Avg $/sqft

ZIP 95391$375
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95391$363
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$750,000
2026-07-23Listed for sale$750,000

For Sale by Agent

AgentDrew Jacobsen
BrokerageGo2Realty Pros, Inc.

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