See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

524 Hutchings Way, Mountain House, CA, 95391

4beds
2baths
2,004sqft
$780,000
$389price/sqft
$5,575/moest. monthly cost
$223,000/yrincome needed

About This Home

Welcome to this beautifully maintained 4-bedroom, 2-bath home offering approximately 2,004 square feet of thoughtfully designed living space in the highly desirable Mountain House community. Built in 2004 as part of the original Liberty Homes neighborhood, this steel-frame residence combines quality construction with modern comfort. The remodeled kitchen is the heart of the home, featuring a spacious island with electrical outlets, pull-out cabinet drawers for convenient storage, and beautiful Tigerwood flooring that extends through approximately 80% of the home. A water softener and reverse osmosis system add everyday convenience, while the clean, move-in-ready interior makes this home ready for its next owners. Designed for today's lifestyle, the home also includes a custom real-wood office workspace that's ideal for working remotely. Step outside to enjoy the beautifully maintained yard, perfect for relaxing or entertaining family and friends. Conveniently located near parks, top-rated schools, shopping, dining, and major commuter routes with easy access to BART, this home offers the perfect balance of suburban living and Bay Area convenience. Enjoy the benefits of a vibrant, growing community while remaining within easy reach of outdoor recreation and weekend destinations. A home warranty is included through February 2027, providing added peace of mind. Some photos done with AI

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

9/10
10/10

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Concrete
  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Oven,Built-In Gas Range,Trash Compactor,Dishwasher,Disposal
  • Laundry features: Hookups Only

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Area

Features

  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,004 sqft

Kitchen

  • Features: Breakfast Area,Pantry Closet,Kitchen Island

Master Bedroom

  • Features: Walk-In Closet,Outside Access

Property

Details

  • Parcel number: 254090590000
  • Zoning: R-L
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 5,776 sqft
  • Features: See Remarks

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Drought
Earthquake
Inland Flooding
Heat Wave
Wildfire

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,944$47,328
Home Insurance *$129$1,548
Property Taxes $1,073$12,876
Electricity $429$5,156
Total$5,575$66,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$191,142/yr
40% on housing$167,250/yr
45% on housing$148,666/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$389This listing

vs Other Active Listings

Avg $/sqft

ZIP 95391$375
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95391$363
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Listed for sale$780,000
2004-01-20Sold$417,500

For Sale by Agent

AgentKaren Chandler
BrokerageBokides-Hesseltine Real Estate

Similar Homes