103 N Clay St, Independence, CA, 93526
About This Home
Cute Charming Home in a Convenient Location. Everything you need is right here in this inviting 3 bedroom 1 full bathroom home. Windows are dual paned. Many upgrades. Located on a corner lot. Walking distance to Main Street. Lovely front and back yards with roses and fruit trees including 2 cherry, a pear and a peach tree. Front and back yard lawns and gazebo. Pollinator friendly garden. 2 one car detached garages with alley access. A must see in Independence the county seat!
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1946
Materials
- Foundation: Slab on Grade
- Roof: Composition
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Dishwasher,Disposal,Oven/Range
- Laundry features: Washer Hookup
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s)
- Window features: Dual Pane Windows
- Flooring: Carpet,Laminate,Tile
Heating & Cooling
- Heating features: Pellet Stove,Wall Furnace
- Cooling features: Evap Cooler,Wall Unit(s)
Interior Area
- Total structure area: 1,212
- Total interior livable area: 1,212 sqft
Property
Details
- Parcel number: 00205309
- Zoning description: R1
Features
- Levels: One
- Exterior features: Lawn
- Fencing: Full
- Has view: Yes
- View description: Mountain(s)
Lot
- Lot size: 6,534 sqft
- Features: Corner Lot,Sprinklers- Automatic,Sprinklers- Manual,Trees
Parking
- Total spaces: 2
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Avalanche
- Earthquake
- Inland Flooding
- Lightning
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Inyo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,966 | $23,592 |
| Home Insurance * | $111 | $1,332 |
| Property Taxes | $374 | $4,488 |
| Electricity | $398 | $4,786 |
| Total | $2,849 | $34,188 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-15 | Price change | $379,000 |
| 2026-07-08 | Price change | $389,000 |
| 2026-06-15 | Listed for sale | $399,000 |
| 2018-04-19 | Listing removed | $157,500 |
| 2018-02-27 | Pending sale | $157,500 |
| 2018-02-13 | Listed for sale | $157,500 |
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