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5813 Ragusa Ln, Bakersfield, CA, 93308

3beds
2baths
1,824sqft
$449,900
$247price/sqft
$3,412/moest. monthly cost
$136,480/yrincome needed

About This Home

Easy Living Starts Here! Welcome to South San Lauren, where this thoughtfully updated Kyle Carter-built home offers a blend of comfort, functionality, and easy everyday living. With 3BD / 1.75BA, the layout is designed to adapt to your lifestyle, including a separate dining room that can effortlessly serve as a home office, reading nook, or additional gathering space.The heart of the home is the light-filled living room, where expansive picture windows bring the outdoors in, and a cozy fireplace creates the perfect place to unwind. Top-of-the-line luxury vinyl plank flooring is both waterproof and built to withstand heavy furniture while adding style and durability throughout the main living areas and bedrooms. The primary suite features a walk-in closet and direct access to the backyard, ideal for enjoying quiet mornings or winding down in the evening.The kitchen offers a comfortable and functional space with tile countertops, walk-in pantry and stainless-steel appliances, opening naturally to the flow of the home.Step outside and you'll find a true backyard entertainment space, thoughtfully designed for year-round enjoyment. The professionally tiled front entry sets a welcoming tone, while the beautifully tiled covered patio creates the perfect setting for gatherings and pleasure, complete with a gas hookup for grilling, automated sprinklers, and multiple areas to relax and entertain.With completely owned solar (no payments), a 30-amp garage outlet for an RV or electric vehicle, and a generator-ready setup, this home is equipped for both efficiency and peace of mind. Located just moments from the neighborhood park (with a dog park and frisbee golf), shopping and easy freeway access, it offers a welcoming environment in a location that truly feels like home.

Getting Around

14
WalkingCar-Dependent
0
TransitNo Nearby Transit
30
BikeSomewhat Bikeable

Schools

8/10
7/10
8/10
Centennial High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Tile

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Interior Area

  • Total structure area: 1,824
  • Total interior livable area: 1,824 sqft

Property

Details

  • Parcel number: 33257127
  • Lease amount: 0
  • Zoning: R1

Features

  • Levels: One

Lot

  • Lot size: 6,534 sqft
  • Features: Cul-De-Sac

Parking

  • Parking features: Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Kern County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$169$2,028
Property Taxes $571$6,852
Electricity $398$4,786
Total$3,412$40,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,982/yr
40% on housing$102,360/yr
45% on housing$90,986/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 93308$154
Kern County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 93308$234
Kern County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-27Price change$449,900
2026-04-11Listed for sale$465,000
2004-02-17Sold$173,000

For Sale by Agent

AgentChristy Rabe
BrokerageBHGRE Platinum Realty Group

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