3696 Downieville Street, Loveland, CO, 80538
About This Home
Welcome to 3696 Downieville Street, a fully remodeled, move-in-ready ranch-style home in Loveland, Colorado that is better than new! This spacious and thoughtfully upgraded property offers comfort, style, and functionality in a quiet, family-friendly neighborhood. The main level features three bedrooms and two full bathrooms across 1,450 finished square feet. The interior has been completely remodeled and includes granite countertops, stainless steel appliances, and an open-concept layout that blends modern finishes with an inviting atmosphere. Central heating and cooling ensure year-round comfort, and the attached three-car garage provides ample space for vehicles, tools, and storage. The fully finished garden-level basement adds an additional 1,404 square feet of custom living space, including two more bedrooms and a full bathroom. This flexible layout is ideal for guests, multi-generational living, or rental potential. Step outside to a backyard oasis. The meticulously landscaped yard features custom concrete work, a composite maintenance-free deck, and a relaxing hot tub—perfect for entertaining or unwinding in privacy. A dedicated shed offers convenient storage for outdoor equipment and seasonal items. Located within the Thompson R-2J School District and zoned for Ponderosa Elementary, Lucile Irwin Middle School, and Loveland High School, this home is situated in a peaceful community with excellent amenities nearby. This exceptional home is move-in ready and waiting for its next owner to enjoy all it has to offer!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2003
Materials
- Roof: Composition
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Daylight,Finished,Full
Bathroom
- Level: Main
Bathroom
- Features: En Suite Bathroom
- Level: Main
Bathroom
- Features: En Suite Bathroom
- Level: Basement
Bedroom
- Features: Primary Suite
- Level: Main
Bedroom
- Level: Main
Bedroom
- Level: Main
Bedroom
- Level: Basement
Bedroom
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 3
Features
- Finished area below ground: 1,404
- Finished area above ground: 1,450
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,854
- Total interior livable area: 2,854 sqft
Property
Details
- Parcel number: R1619081
- Zoning: P-40
- Special condition: Standard
- Exclusions: Seller's Personal Property
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Front Porch
Lot
- Lot size: 7,469 sqft
Parking
- Total spaces: 3
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Hail
- Wildfire
- Winter Weather
- Avalanche
- Inland Flooding
- Landslide
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,902 | $34,824 |
| Home Insurance * | $248 | $2,976 |
| Property Taxes | $248 | $2,976 |
| Electricity | $215 | $2,585 |
| Total | $3,613 | $43,356 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-14 | Price change | $589,000 |
| 2026-03-19 | Listed for sale | $609,000 |
| 2025-11-23 | Listing removed | -- |
| 2025-08-20 | Listed for sale | $575,000 |
| 2007-06-29 | Sold | $209,900 |
| 2003-01-16 | Sold | $55,000 |
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