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2034 Waterford Pointe Rd, Lexington, NC, 27292

3beds
4baths
3,450sqft
$550,000
$159price/sqft
$3,500/moest. monthly cost
$140,000/yrincome needed

About This Home

Unbeatable Value At High Rock Lake! The most space and largest lot size you’ll find for this price at the lake! Enjoy the High Rock Lake lifestyle without waterfront prices and maintenance. This beautifully renovated custom home located in the exclusive Waterford Pointe subdivision offers nearly 3,500 square feet, boat storage and lake access just a short walk across the street, a main-level primary suite, refinished hardwood floors, a fully renovated screened-in porch, surround sound with indoor/outdoor speakers, and an oversized insulated garage. The 60' x 18' upper-level bonus room is perfect for a fourth bedroom, recreation room, home office, or guest retreat. Situated on a nearly one-acre lot with recent HVAC updates in 2023, this property combines comfort, flexibility, and recreation in one exceptional package. You are encouraged to research beyond what the online appraisal sites are showing for this home. Sold neighborhood comps will provide a much more accurate value.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

4/10
8/10
Central Davidson MiddleGrades 6-87.4 mi
4/10
Central Davidson HighGrades 9-127.3 mi

Construction

Condition

  • Year built: 2004

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Gas Cooktop,Gas Water Heater

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3

Dining Room

  • Level: Main

Features

  • Flooring: Carpet,Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Great Room
  • Fireplace: Yes
  • Attic: Storage
  • Finished area above ground: 3,450

Great Room

  • Level: Second

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,450
  • Total interior livable area: 3,450 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Second

Property

Details

  • Parcel number: 06040E0000030000
  • Zoning: RS
  • Special condition: Owner Sale

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake

Lot

  • Lot size: 0.98 Acres
  • Features: Cul-De-Sac,Dead End
  • Lot size dimensions: 145 x 278 x 160 x 277

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Davidson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$253$3,036
Property Taxes $145$1,740
Electricity $321$3,856
Total$3,500$42,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,000/yr
40% on housing$105,000/yr
45% on housing$93,333/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 27292$174
Davidson County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 27292$159
Davidson County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$549,997
2026-07-18Listed for rent$2,900
2026-07-08Price change$550,000
2026-07-02Price change$569,998
2026-06-26Price change$569,999
2026-06-19Price change$579,887
2026-06-17Price change$582,837
2026-06-12Price change$587,924
2026-06-08Price change$589,900
2026-05-29Listed for sale$597,000
2026-02-19Sold$410,000
2025-11-05Price change$599,900
2025-11-01Price change$619,900
2025-10-07Listed for sale$649,900
2017-10-01Listing removed$345,900
2016-12-27Price change$345,900
2016-08-21Listed for sale$374,900
2016-01-04Listing removed$364,500
2015-09-10Price change$364,500
2015-06-26Listed for sale$364,900
2011-10-21Listing removed$347,500
2011-04-04Price change$347,500
2010-10-22Listed for sale$359,900

For Sale by Agent

AgentEdward Kearns
BrokerageKEARNS & ASSOCIATES INC

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