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6401 Morningsong Ln, Charlotte, NC, 28269

4beds
3baths
2,749sqft
$499,000
$182price/sqft
$3,313/moest. monthly cost
$132,520/yrincome needed

About This Home

This beautifully maintained 4-bedroom, 3-bath home offers a spacious and versatile floor plan designed for modern living. Located at the heart of Highland Creek - this home is within a 2-minute walk of the neighborhood’s main park — Prosperity Park — which is the home to dozens of events year round as well as the neighborhood pool. When you step inside, the welcoming foyer opens to bright living spaces, including a large great room that flows seamlessly into the gourmet kitchen, complete with granite counters, stainless steel appliances, and a gas cooktop. The main level features a convenient guest suite with one bedroom and a full bath, as well as a laundry room for added ease. Upstairs, the oversized primary suite boasts brand new amenities - including a spa-like bath with dual vanities, soaking tub, and a rainfall shower. Two additional bedrooms plus a large bonus room provide plenty of space for family, work, or play. Enjoy outdoor living from the deck overlooking a level backyard, perfect for entertaining. With a partial brick exterior, timeless curb appeal, and close proximity to shopping, dining, and Highland Creek amenities. From the annual Easter egg hunt, to movies in the park, summer camps, fall festivals, the Christmas tree lighting, and more - this home puts you within walking distance of Prosperity Park and at the center of it all! Skip the hassle of driving and parking. This home is a true must-see!

Getting Around

16
WalkingCar-Dependent
9
TransitMinimal Transit
26
BikeSomewhat Bikeable

Schools

6/10
2/10
Ridge Road Middle SchoolGrades 6-80.8 mi
4/10
Mallard Creek HighGrades 9-121.2 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Full,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Cooktop,Microwave,Plumbed For Ice Maker
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Features

  • Breakfast Bar,Soaking Tub,Kitchen Island,Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Wood
  • Fireplace features: Family Room
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,749

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,749
  • Total interior livable area: 2,749 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Loft

  • Level: Upper

Other

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 02943328
  • Zoning: R-9PUD
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Deck,Rear Porch

Lot

  • Lot size: 0.28 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 6
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$214$2,568
Property Taxes $320$3,840
Electricity $256$3,072
Total$3,313$39,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,588/yr
40% on housing$99,390/yr
45% on housing$88,346/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 28269$162
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28269$192
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Price change$549,000
2026-04-07Price change$599,000
2026-03-20Listed for sale$624,000
2026-03-09Listing removed$639,999
2026-02-03Price change$639,999
2025-10-13Listed for sale$650,000
2014-11-26Sold$215,000
2014-10-14Pending sale$219,900
2014-09-29Price change$219,900
2014-09-28Price change$239,900
2014-09-23Price change$219,900
2014-08-23Price change$239,900
2014-07-24Price change$250,000
2014-06-03Listed for sale$259,900
2011-02-09Listing removed$1,450
2011-01-08Listed for rent$1,450
2008-04-11Listing removed$275,000
2008-01-22Listed for sale$275,000

For Sale by Agent

AgentTony Karak, Better Homes and Garden Real Estate Paracle
BrokerageBetter Homes and Garden Real Estate Paracle

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