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5802 Swanston Dr, Charlotte, NC, 28269

4beds
3baths
2,295sqft
$439,900
$192price/sqft
$2,907/moest. monthly cost
$116,280/yrincome needed

About This Home

Perfectly situated near Highland Creek Elementary, this 4-bedroom home features an open floor plan with vaulted ceilings and elegant hardwood flooring. The updated kitchen shines with premium granite countertops and a tile backsplash, while the primary suite offers a spa-like retreat with a garden tub and dual vanities. This residence boasts a spacious 2-car garage and access to resort-style community amenities. Convenient to Ridge Road Middle and Mallard Creek High, this home combines modern upgrades with an ideal location. Schedule your tour today!

Getting Around

14
WalkingCar-Dependent
0
TransitNo Nearby Transit
23
BikeSomewhat Bikeable

Schools

6/10
2/10
Ridge Road Middle SchoolGrades 6-80.3 mi
4/10
Mallard Creek HighGrades 9-121.1 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Microwave
  • Laundry features: Electric Dryer Hookup,Upper Level

Bedroom S

  • Level: Upper
  • Area: 144
  • Dimensions: 12' 0" X 12' 0"

Bedroom S

  • Level: Upper
  • Area: 144
  • Dimensions: 12' 0" X 12' 0"

Bedroom S

  • Level: Upper
  • Area: 169
  • Dimensions: 13' 0" X 13' 0"

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s)
  • Flooring: Carpet
  • Fireplace features: Living Room
  • Finished area below ground: 0
  • Finished area above ground: 2,295

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,295
  • Total interior livable area: 2,295 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main
  • Area: 270
  • Dimensions: 18' 0" X 15' 0"

Primary Bedroom

  • Level: Upper
  • Area: 280
  • Dimensions: 14' 0" X 20' 0"

Property

Details

  • Parcel number: 02948412
  • Zoning: R-9PUD
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Back Yard
  • Waterfront features: None

Lot

  • Lot size: 0.22 Acres
  • Features: Sloped
  • Lot size dimensions: 77 x 123 x 76 x 123

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$188$2,256
Property Taxes $282$3,384
Electricity $213$2,565
Total$2,907$34,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,668/yr
40% on housing$87,210/yr
45% on housing$77,520/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 28269$162
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28269$192
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$454,900
2026-01-22Listing removed$2,515
2025-12-08Listed for rent$2,515
2023-06-12Listing removed--
2023-06-08Price change$2,195
2023-06-01Price change$2,235
2023-05-30Listed for rent$2,285
2023-05-18Listing removed--
2023-05-17Price change$2,285
2023-04-15Listed for rent$2,330
2021-09-28Listing removed--
2021-08-26Listed for rent$2,095
2020-09-16Listing removed$1,895
2020-08-31Listed for rent$1,895
2017-05-31Sold$228,000
2017-05-02Pending sale$229,900
2017-04-12Price change$229,900
2017-04-06Price change$233,500
2017-03-28Price change$234,900
2017-03-23Price change$236,900
2017-03-17Listed for sale$237,000
2017-02-23Pending sale$237,000
2017-02-02Listed for sale$237,000
2015-01-15Listing removed$1,550
2015-01-04Listed for rent$1,550
2005-12-22Sold$180,000
2002-11-21Sold$158,089

For Sale by Agent

AgentRobert Salmons
BrokerageEntera Realty LLC

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