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823 Woodcrest Loop, Culpeper, VA, 22701

5beds
4baths
4,035sqft
$514,900
$128price/sqft
$3,313/moest. monthly cost
$132,520/yrincome needed

About This Home

**NEW PRICE – $10,000 PRICE IMPROVEMENT!** An outstanding opportunity to own over **4,000 finished square feet** in the desirable Lakeview community of Culpeper. This spacious 3-level Colonial offers **5 bedrooms and 3.5 baths**, including a convenient main-level bedroom and full bath—perfect for guests, extended family, or a home office. If you've been looking for a home with plenty of space and the opportunity to make it your own, this could be the one. The home offers a flexible floor plan, generously sized rooms, and tremendous potential for buyers who want to update and personalize over time. Step outside to a **fully fenced backyard backing to mature trees and a walking trail**, providing privacy that's hard to find. Enjoy outdoor living from the large deck and two patios, with plenty of room for entertaining, pets, gardening, or simply relaxing. Additional features include updated windows, a water filtration system, and three finished levels offering room to spread out. Lakeview residents enjoy access to the community pool, playgrounds, walking trails, and other neighborhood amenities, all conveniently located near shopping, dining, schools, and downtown Culpeper. **With the recent $10,000 price improvement, this home represents a great opportunity for buyers looking for space, location, and the ability to add their own finishing touches. The home is ready for its next owner—schedule your private showing today!**

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

4/10
Yowell Elementary SchoolGrades PK-50.8 mi
4/10
Culpeper Middle SchoolGrades 6-81.3 mi
4/10

Construction

Condition

  • Property condition: Average
  • Year built: 2004

Materials

  • Foundation: Permanent
  • Roof: Asphalt
  • Construction materials: Concrete,Shingle Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Extra Refrigerator/Freezer,Exhaust Fan,Freezer,Oven/Range - Gas,Refrigerator,Washer,Water Conditioner - Owned,Water Heater,Electric Water Heater

Basement

  • Area: 1400

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Heated,Improved,Interior Entry,Exterior Entry,Partially Finished,Rear Entrance,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 4
  • Main level bedrooms: 5

Features

  • Breakfast Area,Combination Kitchen/Living,Dining Area,Entry Level Bedroom,Family Room Off Kitchen,Open Floorplan,Kitchen - Table Space,Primary Bath(s),2 Story Ceilings,Dry Wall
  • Window features: Bay/Bow,Window Treatments
  • Flooring: Wood
  • Finished area below ground: 1,400
  • Finished area above ground: 2,635

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 4,035
  • Total interior livable area: 4,035 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 40U 3 175
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community
  • Patio & porch: Deck,Patio
  • Exterior features: Sidewalks
  • Fencing: Back Yard

Lot

  • Lot size: 0.26 Acres
  • Features: Backs to Trees,Front Yard,Rear Yard

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,603$31,236
Home Insurance *$148$1,776
Property Taxes $174$2,088
Electricity $388$4,663
Total$3,313$39,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,588/yr
40% on housing$99,390/yr
45% on housing$88,346/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 22701$226
Culpeper County$322

vs Homes Sold Last Month

Median $/sqft

ZIP 22701$198
Culpeper County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$514,900
2026-07-14Listed for sale$524,900
2009-10-23Sold$226,000
2009-04-14Listing removed$275,000
2008-10-19Listed for sale$275,000
2004-05-06Sold$272,275

For Sale by Agent

AgentJACK Jenkins
BrokerageSamson Properties

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