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1338 Christopher Dr, Merced, CA, 95340

4beds
3baths
1,926sqft
$539,000
$280price/sqft
$3,851/moest. monthly cost
$154,040/yrincome needed

About This Home

PRIME LOCATION!!! This beautiful contemporary 4-bedroom, 3- bath home offering just over 1900 sq. ft of comfortable living space with high ceilings that creates a bright and spacious atmosphere throughout. The eat in kitchen is designed for everyday living and entertaining, breakfast bar, gas stove and a large pantry, lots of counter space and cozy breakfast nook. The indoor laundry room is located off the kitchen for convenience and includes additional space for a second refrigerator or freezer and includes extra cabinets space for added storage. Primary suite offers cathedral ceilings, large walk-in closet, separate shower and tub! Two bedrooms are located near the primary bedroom, and the fourth bedroom is off the kitchen with its own bathroom making it ideal for guests or a great home office! The backyard is designed for outdoor enjoyment with a covered patio, abundant gardening space, and no rear neighbors, creating a quiet and private retreat. With its modern design, functional floor plan and generous living spaces this home is thoughtfully designed to complement today's lifestyle. Ideally located in a sought-after North Merced, you'll enjoy walking distance to Davenport Park and just minutes to UC Merced, Mercy Medical Center, shopping, dining, and other everyday conveniences.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
67
BikeBikeable

Schools

5/10
El Capitan HighGrades 9-122.3 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 2003

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Microwave,Refrigerator
  • Laundry features: Laundry Room

Bathroom

  • Features: Bathtub,Separate Shower,Tile Counters,Tub Shower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Features

  • Breakfast Bar,Ceiling Fan(s),Pantry,Recessed Lighting,Tile Counters,Primary Suite
  • Window features: Double Pane Windows
  • Flooring: Carpet,Tile
  • Fireplace features: Great Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,926 sqft

Kitchen

  • Features: Tile Counters

Master Bedroom

  • Features: Primary Suite

Property

Details

  • Parcel number: 231116022000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: front
  • Pool features: None
  • Patio & porch: Covered
  • Spa features: None
  • Fencing: Wood
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 6,991 sqft
  • Features: Back Yard,Front Yard,Garden,Lawn,Landscaped,Near Park,Sprinkler System

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Drought
Earthquake
Lightning
Wildfire

FEMA Declared Disasters in Merced County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,725$32,700
Home Insurance *$189$2,268
Property Taxes $524$6,288
Electricity $413$4,956
Total$3,851$46,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,034/yr
40% on housing$115,530/yr
45% on housing$102,693/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$280This listing

vs Other Active Listings

Avg $/sqft

ZIP 95340$238
Merced County$326

vs Homes Sold Last Month

Median $/sqft

ZIP 95340$239
Merced County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$539,000
2022-06-27Sold$510,000
2022-06-05Pending sale$510,000
2022-05-06Price change$510,000
2022-04-30Listed for sale$540,000
2016-07-07Sold$293,000
2016-06-07Pending sale$299,900
2016-05-28Listed for sale$299,900
2003-03-28Sold$257,500

For Sale by Agent

AgentNancy Rogers
BrokerageTinetti Realty Group

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