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2198 E 149th Ave, Thornton, CO, 80602

4beds
4baths
4,624sqft
$898,900
$194price/sqft
$5,818/moest. monthly cost
$232,720/yrincome needed

About This Home

Rare, gorgeous .38-acre corner lot in sought-after Quail Valley, backing to open natural grass space with NO METRO tax -this amazing home has it all!! The main level flows from formal sitting and dining rooms into a kitchen made for a crowd -oversized island, granite countertops, double ovens, stainless appliances, and a generous walk-in pantry. French doors open straight to the backyard, so the party never breaks stride. Hardwood throughout, plus a main-floor office or playroom that flexes to whatever the day requires. Upstairs, a generous loft becomes the kids' zone while the adults hold the main floor. The primary suite is a true retreat with a large walk-in closet and tiled 5-piece bathroom. The backyard is a true oasis featuring a covered patio with a ceiling fan, a beautiful circular paver fire pit with built-in seating, a rejuvenated horseshoe pit, full landscaping equipped with sprinklers and drip lines - gorgeous without stealing your weekends. Large 3 car garage is perfect for your vehicles, projects, or toys! Big-ticket items are handled: Class 4 impact-resistant roof (2023), new exterior paint (2026), active radon mitigation system (2023), the fireplace has been serviced, and the smoke detectors/carbon monoxide detectors have been replaced. The large unfinished basement is a blank canvas - game room, theater, whatever's next. Under documents you'll find a Neighborhood Lifestyle Guide, Features and Upgrades flyer, as well as a contract prep form.

Getting Around

3
WalkingCar-Dependent
0
TransitNo Nearby Transit
55
BikeBikeable

Schools

7/10
7/10
Rocky Top Middle SchoolGrades 6-81.0 mi
6/10

Construction

Condition

  • Year built: 2003

Materials

  • Roof: Composition
  • Construction materials: Frame,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Double Oven,Dishwasher,Refrigerator,Washer,Dryer,Microwave
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom2

  • Level: Upper
  • Area: 156
  • Dimensions: 13 x 12

Bedroom3

  • Level: Upper
  • Area: 168
  • Dimensions: 14 x 12

Bedroom4

  • Level: Upper
  • Area: 165
  • Dimensions: 11 x 15

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 180
  • Dimensions: 15 x 12

Features

  • Eat-in Kitchen,Separate Dining Room,Pantry,Walk-In Closet(s),Kitchen Island,Two Primary Suites,Split Bedroom Plan
  • Door features: French Doors
  • Window features: Window Coverings
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area above ground: 3,495

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Ceiling Fan(s),Whole House Fan

Interior Area

  • Total structure area: 3,495
  • Total interior livable area: 4,624 sqft

Kitchen

  • Level: Main
  • Area: 270
  • Dimensions: 18 x 15

Laundry

  • Level: Main
  • Area: 84
  • Dimensions: 7 x 12

Living Room

  • Level: Main
  • Area: 330
  • Dimensions: 15 x 22

Primary Bedroom

  • Features: 5 Piece Primary Bath
  • Level: Upper
  • Area: 294
  • Dimensions: 14 x 21

Recreation Room

  • Level: Upper
  • Area: 270
  • Dimensions: 18 x 15

Study

  • Level: Main
  • Area: 156
  • Dimensions: 13 x 12

Property

Accessibility

  • Accessibility features: Level Lot,Low Carpet,Main Level Laundry

Details

  • Parcel number: R0143847
  • Zoning: RES
  • Special condition: Private Owner
  • Exclusions: Sellers personal property,mineral rights

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Sprinkler System
  • Fencing: Wood
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 0.38 Acres
  • Features: Corner Lot,Native Plants,Abuts Public Open Space,City Limits,Paved,Curbs,Gutters,Sidewalks,Street Light,Fire Hydrant within 500 Feet,Mineral Rights Excluded

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Attached,Oversized
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Winter Weather
Cold Wave
Lightning
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$430$5,160
Property Taxes $494$5,928
Electricity $349$4,188
Total$5,818$69,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$199,474/yr
40% on housing$174,540/yr
45% on housing$155,146/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 80602$209
Adams County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 80602$199
Adams County$234

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$880,000
2026-07-24Listed for sale$898,900
2003-07-24Sold$362,309

For Sale by Agent

AgentAlonna Olmstead
BrokerageeXp Realty - Northern CO

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