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1601 E 4th St, Duluth, MN, 55812

5beds
3baths
2,540sqft
$389,000
$153price/sqft
$2,787/moest. monthly cost
$111,480/yrincome needed

About This Home

Great opportunity to own this charming 5+ bedroom, 3 bathroom traditional home situated on a corner lot in East Duluth! Full of character, this home showcases beautiful original natural woodwork throughout. A large covered front porch welcomes you inside to a spacious living room featuring hardwood floors under the carpet and a cozy gas fireplace. The main level also offers a formal dining room, kitchen, library, convenient half bath, and main floor laundry. Upstairs, the second level includes three bedrooms plus an office that could serve as an additional bedroom, along with a full bathroom. The third level provides two additional bedrooms, offering plenty of space for a growing family, guests, or hobbies. The unfinished basement provides abundant storage space, an additional ¾ bathroom, and the seller has recently installed a new combi boiler, providing efficient heating and on-demand hot water. Enjoy the three-season back porch overlooking the backyard, along with a deck that's perfect for relaxing, entertaining, or gathering around a bonfire. Completing the property is a one car garage. This classic East Duluth home offers timeless charm, generous living space, modern mechanical updates, and endless potential. Call today to schedule your private showing before this gem is gone!

Getting Around

72
WalkingVery Walkable
43
TransitSome Transit
59
BikeBikeable

Schools

8/10
7/10
10/10
East Senior High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: Previously Owned
  • Year built: 1905

Materials

  • Foundation: Stone
  • Roof: Asphalt Shingle
  • Construction materials: Wood,Frame/Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater-Tankless,Dishwasher,Dryer,Microwave,Range,Refrigerator,Wall Oven,Washer
  • Laundry features: Main Level,Dryer Hook-Ups,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Bath,Washer Hook-Ups,Dryer Hook-Ups

Bathroom

  • Level: Main
  • Area: 18.56
  • Dimensions: 2.9 x 6.4

Bedroom

  • Level: Second
  • Area: 111.78
  • Dimensions: 8.1 x 13.8

Bedroom

  • Level: Third
  • Area: 139.65
  • Dimensions: 10.5 x 13.3

Bedroom

  • Level: Third
  • Area: 173.03
  • Dimensions: 12.1 x 14.3

Bedroom

  • Level: Second
  • Area: 152.1
  • Dimensions: 11.7 x 13

Bedroom

  • Level: Second
  • Area: 166.4
  • Dimensions: 13 x 12.8

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 184.92
  • Dimensions: 13.4 x 13.8

Entry Hall

  • Level: Main
  • Area: 72.68
  • Dimensions: 7.9 x 9.2

Features

  • Flooring: Hardwood Floors,Tiled Floors
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 50
  • Finished area above ground: 2,490

Heating & Cooling

  • Heating features: Baseboard,Boiler,Natural Gas
  • Cooling features: None

Interior Area

  • Total interior livable area: 2,540 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main
  • Area: 208.5
  • Dimensions: 13.9 x 15

Other

  • Level: Main
  • Area: 90.47
  • Dimensions: 8.3 x 10.9

Other

  • Level: Main
  • Area: 214.52
  • Dimensions: 12.4 x 17.3

Property

Details

  • Parcel number: 010148007880
  • Zoning description: Residential

Features

  • Patio & porch: Deck

Lot

  • Lot size: 7,405 sqft
  • Features: Corner Lot
  • Lot size dimensions: 50 x 150

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in St. Louis County and Minnesota

Fire
Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$213$2,556
Property Taxes $394$4,728
Electricity $214$2,570
Total$2,787$33,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,554/yr
40% on housing$83,610/yr
45% on housing$74,320/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 55812$216
St. Louis County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 55812
St. Louis County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Price change$384,000
2026-07-22Listed for sale$389,000

For Sale by Agent

AgentEric Sams
BrokerageMessina & Associates Real Estate

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