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422 N 15th Ave E, Duluth, MN, 55812

2beds
1baths
792sqft
$229,900
$290price/sqft
$1,785/moest. monthly cost
$71,400/yrincome needed

About This Home

Efficient by Design, Elevated by Detail ~ This two-bedroom, one-bath residence is a study in intentional design, every square foot considered, nothing wasted. Timeless architectural character meets a modern sensibility, just a block from the trails of Lower Chester Park. The open-concept living and kitchen area unfolds with an easy, deliberate flow, suited equally to quiet evenings in and effortless entertaining. The kitchen is outfitted with a stainless steel refrigerator, range, oven, and microwave, complemented by generous cabinetry that keeps the space uncluttered and refined. A white stackable washer and dryer add everyday convenience. A sweet deck, off the kitchen, was added in 2025, extending the living space outdoors, made for morning coffee or evening refreshments. Both bedrooms offer plenty of closet space. Literally 1 block out the front door, the Superior Hiking Trail and Chester Creek offer hiking, trail running, cross-country skiing, snowshoeing, and quiet creekside walks, a rare amenity so close to the heart of the city. The surrounding neighborhood adds parks, restaurants, and shopping close by. Offered fully furnished with dedicated parking, this residence is turnkey, ready for immediate, elevated living. For the investment-minded buyer, this property carries an established long-term rental history at $2,400 per month, with proven demand well suited to mid-term rental positioning. A rare opportunity to acquire a fully furnished, income-ready asset in one of Duluth's most desirable pockets. Seller updates: Boiler 2022, Deck 2025

Getting Around

71
WalkingVery Walkable
43
TransitSome Transit
55
BikeBikeable

Schools

8/10
7/10
10/10
East Senior High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: Previously Owned
  • Year built: 1903

Materials

  • Foundation: Stone
  • Roof: Asphalt Shingle
  • Construction materials: Metal,Frame/Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom

  • Level: Main
  • Area: 80
  • Dimensions: 8 x 10

Bedroom

  • Level: Main
  • Area: 77
  • Dimensions: 7 x 11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 168
  • Dimensions: 12 x 14

Features

  • Window features: Energy Windows
  • Finished area below ground: 0
  • Finished area above ground: 792

Heating & Cooling

  • Heating features: Boiler
  • Cooling features: Wall Unit(s)

Interior Area

  • Total interior livable area: 792 sqft

Kitchen

  • Level: Main
  • Area: 104.5
  • Dimensions: 9.5 x 11

Living Room

  • Level: Main
  • Area: 175.5
  • Dimensions: 13 x 13.5

Pantry

  • Level: Main
  • Area: 25
  • Dimensions: 5 x 5

Property

Details

  • Parcel number: 010148007910
  • Foundation area: 792

Lot

  • Lot size: 2,178 sqft
  • Lot size dimensions: 25 x 100

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in St. Louis County and Minnesota

Fire
Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$213$2,556
Property Taxes $240$2,880
Electricity $170$2,050
Total$1,785$21,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,200/yr
40% on housing$53,550/yr
45% on housing$47,600/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$290This listing

vs Other Active Listings

Avg $/sqft

ZIP 55812$219
St. Louis County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 55812
St. Louis County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-26Listed for sale$229,900
2025-12-22Price change$2,400
2025-07-22Price change$2,200
2025-02-08Price change$2,000
2024-11-26Price change$1,850
2024-11-14Price change$1,950
2024-10-10Price change$2,400
2024-10-08Price change$1,950
2024-09-25Price change$2,350
2024-02-20Listed for rent$2,700
2023-12-13Listing removed--
2023-10-27Price change$2,700
2023-10-11Price change$2,900
2023-03-03Price change$2,400
2022-10-26Listed for rent$2,300
2020-07-16Sold$76,000
2020-06-28Pending sale$80,000
2020-06-25Price change$80,000
2020-06-17Listed for sale$85,000
2020-06-10Pending sale$85,000
2020-06-05Listed for sale$85,000

For Sale by Agent

AgentNicki Conrad
BrokerageMessina & Associates Real Estate

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