See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1002 Martha St, Duluth, MN, 55805

4beds
3baths
3,446sqft
$749,900
$218price/sqft
$5,052/moest. monthly cost
$202,080/yrincome needed

About This Home

This property has security devices that record audio and video, all persons who enter the property explicitly give consents to potential recording of audio and video. If not, they may not enter the property. Welcome to the Historic Duluth Skyline with a Panoramic view of Lake Superior from both the main level and Lower Level. Once you enter this beautiful home that was freshly painted, you will fall in love with it's open floor plan, mini split air conditioner walk in closets, updated wood floors through out the house, large walk in showers and double sinks, all newer appliances, newer roof, new freezer and definitely enough bedrooms for guest to stay over. Dual Heat, Gas & Electric, a fireplace that opens up into the master bedroom and the living room. This house has both a gas and electric water heater. Gas Heat can be set up for garage and the house is 100 % electric heat, but could be converted to Gas Heat by the new owners. Let us not forget about the refinished wrap around decks (2) that allow you to sit out and watch the sun rise and/or the coming and going of the ships on Lake Superior from either the lower level or upper.

Getting Around

41
WalkingCar-Dependent
39
TransitSome Transit
33
BikeSomewhat Bikeable

Schools

1/10
Myers-Wilkins ElementaryGrades PK-50.3 mi
3/10
5/10

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt Shingle
  • Construction materials: Vinyl,Asphalt,Frame/Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater-Electric,Water Heater-Gas,Dishwasher,Dryer,Exhaust Fan,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Egress Windows,Finished,Walkout,Bath,Bedrooms,Family/Rec Room,Utility Room,Washer Hook-Ups,Dryer Hook-Ups

Bathroom

  • Level: Lower
  • Area: 132
  • Dimensions: 11 x 12

Bathroom

  • Level: Main
  • Area: 210.33
  • Dimensions: 12.3 x 17.1

Bathroom

  • Level: Main
  • Area: 24
  • Dimensions: 6 x 4

Bedroom

  • Level: Main
  • Area: 78.72
  • Dimensions: 9.6 x 8.2

Bedroom

  • Level: Lower
  • Area: 168
  • Dimensions: 14 x 12

Bedroom

  • Level: Lower
  • Area: 198.66
  • Dimensions: 15.4 x 12.9

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Family Room

  • Level: Lower
  • Area: 545.1
  • Dimensions: 15.8 x 34.5

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 1,664
  • Finished area above ground: 1,782

Heating & Cooling

  • Heating features: Baseboard,Fireplace(s),Ductless,Electric
  • Cooling features: Ductless

Interior Area

  • Total interior livable area: 3,446 sqft

Kitchen

  • Level: Main
  • Area: 225.63
  • Dimensions: 10.9 x 20.7

Laundry

  • Level: Lower
  • Area: 137
  • Dimensions: 13.7 x 10

Laundry

  • Level: Main
  • Area: 82.9921
  • Dimensions: 9.11 x 9.11

Living Room

  • Level: Main
  • Area: 813.96
  • Dimensions: 22.8 x 35.7

Master Bedroom

  • Level: Main
  • Area: 262.45
  • Dimensions: 18.1 x 14.5

Property

Details

  • Parcel number: 010228000370
  • Other equipment: Air to Air Exchange
  • Foundation area: 1664

Features

  • Patio & porch: Deck
  • Exterior features: Rain Gutters
  • Has view: Yes
  • View description: Lake Superior,Bay,Panoramic
  • Has water view: Yes
  • Water view: Lake Superior,Bay

Lot

  • Lot size: 0.28 Acres
  • Features: Corner Lot,Irregular Lot,Pub. Transit (w/in 6 blk),Tree Coverage - Light
  • Lot size dimensions: 119.5 x 116.5

Parking

  • Total spaces: 3
  • Parking features: Off Street,Asphalt,Attached,Insulation,Slab
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in St. Louis County and Minnesota

Fire
Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,791$45,492
Home Insurance *$157$1,884
Property Taxes $814$9,768
Electricity $290$3,487
Total$5,052$60,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$173,211/yr
40% on housing$151,560/yr
45% on housing$134,720/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 55805$130
St. Louis County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 55805
St. Louis County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$799,000
2025-10-31Listing removed$775,000
2025-10-21Price change$775,000
2025-09-20Listed for sale$799,900
2025-09-11Contingent$799,900
2025-09-09Listed for sale$799,900

For Sale by Agent

AgentBill Wagner
BrokerageColdwell Banker Realty - Duluth

Similar Homes