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6101 Olney St, Duluth, MN, 55807

4beds
2baths
2,240sqft
$464,900
$208price/sqft
$3,202/moest. monthly cost
$128,080/yrincome needed

About This Home

Pride of ownership shines throughout this one-owner home on an oversized, park like yard! Built in the 1980s and lovingly maintained ever since, this exceptionally solid property offers timeless quality, generous living spaces, and a peaceful park-like setting you’ll enjoy year-round. Large windows fill the home with natural light while showcasing beautiful backyard views. The spacious kitchen offers abundant cabinetry and flows seamlessly into the dining and living areas, creating an ideal space for everyday living and entertaining. There are two bedrooms on this level with a full bathroom. The lower level has two more bedrooms, a bathroom, large rec room with fireplace and a second kitchen! The laundry room is also on this level with tons of storage. Step outside to the expansive wraparound deck overlooking the beautifully landscaped yard—perfect for morning coffee, summer gatherings, or simply enjoying the peaceful surroundings. You will love the HUGE park like yard with mature trees, a creek, a garden, PRIVACY, the lists goes on! The oversized detached garage provides plenty of room for vehicles, hobbies, and storage. Move in and enjoy today, or bring your own vision to make it your own for years to come.

Getting Around

21
WalkingCar-Dependent
32
TransitSome Transit
21
BikeSomewhat Bikeable

Schools

4/10
5/10

Construction

Condition

  • Property condition: Previously Owned
  • Year built: 1986

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt Shingle
  • Construction materials: Wood,Frame/Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater-Electric,Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Dryer Hook-Ups,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Egress Windows,Finished,Bath,Bedrooms,Family/Rec Room,Fireplace,Kitchen,Utility Room,Washer Hook-Ups,Dryer Hook-Ups

Bathroom

  • Level: Main
  • Area: 55
  • Dimensions: 5 x 11

Bathroom

  • Level: Basement
  • Area: 56
  • Dimensions: 7 x 8

Bedroom

  • Level: Basement
  • Area: 120
  • Dimensions: 10 x 12

Bedroom

  • Level: Basement
  • Area: 100
  • Dimensions: 10 x 10

Bedroom

  • Level: Main
  • Area: 143
  • Dimensions: 11 x 13

Bedroom

  • Level: Main
  • Area: 110
  • Dimensions: 10 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 99
  • Dimensions: 9 x 11

Family Room

  • Level: Basement
  • Area: 168
  • Dimensions: 12 x 14

Features

  • Flooring: Hardwood Floors,Tiled Floors
  • Number of fireplaces: 1
  • Fireplace features: Gas,Basement
  • Fireplace: Yes
  • Finished area below ground: 1,120
  • Finished area above ground: 1,120

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Ductless

Interior Area

  • Total interior livable area: 2,240 sqft

Kitchen

  • Level: Main
  • Area: 143
  • Dimensions: 11 x 13

Kitchen

  • Level: Basement
  • Area: 120
  • Dimensions: 10 x 12

Laundry

  • Level: Basement
  • Area: 132
  • Dimensions: 11 x 12

Living Room

  • Level: Main
  • Area: 225
  • Dimensions: 15 x 15

Property

Details

  • Parcel number: 010294002600, 010294001960
  • Foundation area: 1120

Features

  • Patio & porch: Deck,Porch

Lot

  • Lot size: 0.65 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 75 x 125, 125 x 150

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in St. Louis County and Minnesota

Fire
Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,350$28,200
Home Insurance *$149$1,788
Property Taxes $515$6,180
Electricity $188$2,267
Total$3,202$38,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,782/yr
40% on housing$96,060/yr
45% on housing$85,386/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 55807$101
St. Louis County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 55807
St. Louis County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$464,900
2026-07-08Listed for sale$484,900

For Sale by Agent

AgentCasey Scrignoli
BrokerageMessina & Associates Real Estate

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