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124 N 24th Ave E, Duluth, MN, 55812

5beds
4baths
4,891sqft
$649,000
$133price/sqft
$4,670/moest. monthly cost
$186,800/yrincome needed

About This Home

WELCOME to 124 N 24th Avenue East. This stately & spacious 3 story home showcases Classic Colonial Revival design. Wonderful symmetry & architectural details. This 5 bedroom 4 bath home carries the symmetrical architecture throughout all 3 stories with the captivating main floor foyer & 2nd & 3rd floor sitting rooms. The ornate dentils detail is carried from the exterior throughout the interior. Main floor features just refinished unique 1/4 sawn white oak hardwood flooring, 9' ceilings, formal dining & fireplaced living room, along w/ a sunroom. Updated spacious functional kitchen w/ convenient 2nd entrance, 1/2 bath, access to butler staircase & finished lower. 2nd floor has just refinished beautiful maple hardwood flooring throughout. Primary bedroom w/ private bath & 2nd story deck w/ Lake Superior view. 2 more bedrooms & bathrooms. Woodburning fireplace in sitting room. 3rd story w/ just refinished beautiful maple hardwood flooring throughout & 2 additional bedrooms plus sitting room. Lake Superior view from bedroom. Most areas of the home freshly painted. Lower level features a large rec room w/ wet bar, tons of custom built-ins, workshop, laundry & storage rooms. Wonderfully landscaped spacious & fenced yard. Matching 2 car garage. I am told the original owner, a prominent insurance industry individual, built the home in 1910 as an exact replica of an east coast home. Broker/agent related to seller.

Getting Around

50
WalkingCar-Dependent
40
TransitSome Transit
49
BikeSomewhat Bikeable

Schools

8/10
7/10
10/10
East Senior High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Previously Owned
  • Year built: 1910

Materials

  • Foundation: Stone
  • Construction materials: Brick,Metal,Wood,Frame/Wood,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Walkout,Family/Rec Room,Utility Room,Washer Hook-Ups,Dryer Hook-Ups

Bedroom

  • Level: Third
  • Area: 225
  • Dimensions: 15 x 15

Bedroom

  • Level: Third
  • Area: 225
  • Dimensions: 15 x 15

Bedroom

  • Level: Second
  • Area: 165
  • Dimensions: 11 x 15

Bedroom

  • Level: Second
  • Area: 117
  • Dimensions: 9 x 13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 240
  • Dimensions: 15 x 16

Entry Hall

  • Level: Main
  • Area: 35
  • Dimensions: 5 x 7

Features

  • Wet Bar,Foyer-Entrance
  • Flooring: Hardwood Floors
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,110
  • Finished area above ground: 3,781

Foyer

  • Level: Main
  • Area: 176
  • Dimensions: 11 x 16

Heating

  • Heating features: Boiler,Radiant,Hot Water,Natural Gas

Interior Area

  • Total interior livable area: 4,891 sqft

Kitchen

  • Level: Main
  • Area: 209
  • Dimensions: 11 x 19

Living Room

  • Level: Main
  • Area: 405
  • Dimensions: 15 x 27

Master Bedroom

  • Level: Second
  • Area: 300
  • Dimensions: 15 x 20

Office

  • Level: Second
  • Area: 220
  • Dimensions: 11 x 20

Sun Room

  • Level: Main
  • Area: 176
  • Dimensions: 11 x 16

Property

Details

  • Parcel number: 010309000230

Features

  • Patio & porch: Deck
  • Exterior features: Balcony
  • Fencing: Fenced
  • Has view: Yes
  • View description: Lake Superior
  • Has water view: Yes
  • Water view: Lake Superior

Lot

  • Lot size: 0.26 Acres
  • Features: Corner Lot,Landscaped,High
  • Lot size dimensions: 80 x 140

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Tsunami

FEMA Declared Disasters in St. Louis County and Minnesota

Fire
Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$213$2,556
Property Taxes $764$9,168
Electricity $412$4,950
Total$4,670$56,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,114/yr
40% on housing$140,100/yr
45% on housing$124,533/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 55812$218
St. Louis County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 55812
St. Louis County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Listed for sale$739,900
2026-02-24Listing removed$749,900
2025-09-24Listed for sale$749,900

For Sale by Agent

AgentMike Dodge
BrokerageSunrise Real Estate, LLC

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