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1354 91st Ave W, Duluth, MN, 55808

3beds
2baths
1,723sqft
$325,000
$189price/sqft
$2,322/moest. monthly cost
$92,880/yrincome needed

About This Home

Welcome home to this well-maintained 3-bedroom ranch situated on a desirable corner lot! Step inside to the front entry featuring a convenient coat closet and into the spacious living room, highlighted by beautiful new luxury vinyl plank (LVP) flooring.The kitchen offers a stylish tiled backsplash, ample cabinetry, a charming bay window, and a cozy eat-in dining nook—perfect for everyday meals or morning coffee. Three comfortable bedrooms and an updated full bathroom with a granite countertop complete the main level.The finished lower level provides exceptional additional living space with a huge family room featuring new LVP flooring. You'll also find a non-conforming bedroom with an adjoining ¾ bath, a convenient kitchenette with cupboards and a sink, and a spacious 23' x 10' laundry room with durable new epoxy flooring.Outside, enjoy the fenced backyard, beautiful flower gardens, and a detached two-car garage. Central air conditioning adds comfort throughout the warmer months.This move-in-ready home offers flexible living space, attractive updates, and a fantastic corner-lot location—don't miss your opportunity to make it yours!

Getting Around

11
WalkingCar-Dependent
24
TransitMinimal Transit
26
BikeSomewhat Bikeable

Schools

4/10
Stowe Elementary SchoolGrades PK-51.7 mi
4/10
5/10

Construction

Condition

  • Property condition: Previously Owned
  • Year built: 1952

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt Shingle
  • Construction materials: Steel Siding,Vinyl,Frame/Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater-Gas
  • Laundry features: Dryer Hook-Ups,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Bath,Family/Rec Room,Utility Room,Washer Hook-Ups,Dryer Hook-Ups

Bathroom

  • Level: Main
  • Area: 31.57
  • Dimensions: 4.1 x 7.7

Bathroom

  • Level: Lower
  • Area: 55.2
  • Dimensions: 6 x 9.2

Bedroom

  • Level: Main
  • Area: 99.99
  • Dimensions: 9.9 x 10.1

Bedroom

  • Level: Main
  • Area: 84.15
  • Dimensions: 8.5 x 9.9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bedrooms: 1

Family Room

  • Level: Lower
  • Area: 283.55
  • Dimensions: 10.7 x 26.5

Features

  • Ceiling Fan(s),Walk-In Closet(s)
  • Window features: Bay Window(s),Vinyl Windows,Wood Frames
  • Finished area below ground: 683
  • Finished area above ground: 1,040

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,723 sqft

Kitchen

  • Level: Main
  • Area: 152.76
  • Dimensions: 11.4 x 13.4

Laundry

  • Level: Lower
  • Area: 230
  • Dimensions: 23 x 10

Living Room

  • Level: Main
  • Area: 245.1
  • Dimensions: 11.4 x 21.5

Master Bedroom

  • Level: Main
  • Area: 150.65
  • Dimensions: 13.1 x 11.5

Other

  • Level: Lower
  • Area: 86.94
  • Dimensions: 6.9 x 12.6

Other

  • Level: Lower
  • Area: 102.7
  • Dimensions: 7.9 x 13

Property

Details

  • Parcel number: 010330001205
  • Foundation area: 1040

Features

  • Fencing: Partial

Lot

  • Lot size: 8,276 sqft
  • Features: Corner Lot
  • Lot size dimensions: 75 x 135 x 50 x 134

Parking

  • Total spaces: 2
  • Parking features: Concrete,Detached,Electrical Service,Insulation
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in St. Louis County and Minnesota

Fire
Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$147$1,764
Property Taxes $362$4,344
Electricity $170$2,050
Total$2,322$27,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,611/yr
40% on housing$69,660/yr
45% on housing$61,920/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 55808$152
St. Louis County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 55808
St. Louis County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Contingent$325,000
2026-08-07Pending sale$325,000
2026-07-30Listed for sale$325,000
2023-05-08Sold$234,000

For Sale by Agent

AgentJodi Olson
BrokerageCentury 21 Atwood

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