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2101 E 1st St, Duluth, MN, 55812

4beds
2baths
2,088sqft
$254,900
$122price/sqft
$1,951/moest. monthly cost
$78,040/yrincome needed

About This Home

Great opportunity to build equity with this classic Congdon. Home has had many recent updates: FRESHLY PAINTED, roof, porch, gutters, exterior paint. There is a spacious foyer, living room with fireplace, a formal dining room, and a kitchen with a breakfast nook. Upstairs, you'll find four generously sized bedrooms, including one with a walk-in closet, and a full bath. The lower level offers additional convenience with a ¾ bath. Outside, enjoy a beautifully landscaped yard, storage shed, and off-street parking. A fantastic opportunity to build equity in one of Duluth’s most desirable neighborhoods. Don’t miss it!

Getting Around

54
WalkingSomewhat Walkable
41
TransitSome Transit
52
BikeBikeable

Schools

8/10
7/10
10/10
East Senior High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Previously Owned
  • Year built: 1890

Materials

  • Foundation: Stone
  • Roof: Asphalt Shingle
  • Construction materials: Slate,Frame/Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Bath

Bathroom

  • Level: Upper
  • Area: 58.96
  • Dimensions: 4.4 x 13.4

Bathroom

  • Level: Lower
  • Area: 91.26
  • Dimensions: 11.7 x 7.8

Bedroom

  • Level: Upper
  • Area: 120
  • Dimensions: 10 x 12

Bedroom

  • Level: Upper
  • Area: 153.4
  • Dimensions: 13 x 11.8

Bedroom

  • Level: Upper
  • Area: 125.43
  • Dimensions: 11.1 x 11.3

Bedroom

  • Level: Upper
  • Area: 113.52
  • Dimensions: 12.9 x 8.8

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 143
  • Dimensions: 13 x 11

Features

  • Window features: Wood Frames
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 92
  • Finished area above ground: 1,996

Foyer

  • Level: Main
  • Area: 59.17
  • Dimensions: 6.1 x 9.7

Heating & Cooling

  • Heating features: Boiler,Natural Gas
  • Cooling features: None

Interior Area

  • Total interior livable area: 2,088 sqft

Kitchen

  • Level: Main
  • Area: 110.92
  • Dimensions: 9.4 x 11.8

Living Room

  • Level: Main
  • Area: 300
  • Dimensions: 12 x 25

Office

  • Level: Main
  • Area: 85.12
  • Dimensions: 5.6 x 15.2

Other

  • Level: Main
  • Area: 102.6
  • Dimensions: 7.6 x 13.5

Property

Details

  • Parcel number: 010344000430

Features

  • Has view: Yes
  • View description: Lake Superior
  • Has water view: Yes
  • Water view: Lake Superior

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: 50 x 140

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Tsunami

FEMA Declared Disasters in St. Louis County and Minnesota

Fire
Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,288$15,456
Home Insurance *$213$2,556
Property Taxes $274$3,288
Electricity $176$2,113
Total$1,951$23,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,891/yr
40% on housing$58,530/yr
45% on housing$52,026/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 55812$219
St. Louis County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 55812
St. Louis County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$279,900
2026-03-31Price change$289,900
2026-01-30Listed for sale$299,900
2026-01-01Listing removed$297,900
2025-11-06Price change$297,900
2025-10-01Listed for sale$299,900
2025-10-01Listing removed$299,900
2025-09-22Price change$299,900
2025-08-22Price change$309,900
2025-08-08Price change$319,900
2025-06-28Listed for sale$329,900

For Sale by Agent

AgentLynn Nephew
BrokerageRE/MAX Results

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