417 N 38th Ave W, Duluth, MN, 55807
About This Home
Newly renovated home for sale! Come take a look! Home has market value of $250,000 but is is being sold $80,000 below market value to income qualified households. Home must be owner-occupied and buyer’s gross annual income cannot exceed the following (household size in parenthesis): $56,650 (1); $64,750 (2); $72,850 (3); $80,900 (4); $87,400 (5);$93,850 (6) $100,350 (7) $106,800 (8).
Getting Around
Car-Dependent
Some Transit
BikeableSchools
Construction
Condition
- Property condition: Previously Owned
- Year built: 1922
Materials
- Foundation: Concrete Perimeter
- Construction materials: Aluminum,Frame/Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Dryer Hook-Ups,Washer Hookup
Basement
- Has basement: Yes
- Basement: Full
Bedroom
- Level: Upper
- Area: 143
- Dimensions: 13 x 11
Bedroom
- Level: Upper
- Area: 80
- Dimensions: 10 x 8
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/4 bathrooms: 1
Dining Room
- Level: Main
- Area: 105.6
- Dimensions: 11 x 9.6
Features
- Flooring: Hardwood Floors
- Finished area below ground: 0
- Finished area above ground: 1,082
Heating
- Heating features: Forced Air,Natural Gas
Interior Area
- Total interior livable area: 1,082 sqft
Kitchen
- Level: Main
- Area: 98.98
- Dimensions: 10.1 x 9.8
Living Room
- Level: Main
- Area: 148.48
- Dimensions: 12.8 x 11.6
Property
Details
- Parcel number: 010401000880
- On leased land: Yes
- Lease amount: 38
Lot
- Lot size: 3,484 sqft
- Lot size dimensions: 44 x 75
Parking
- Total spaces: 2
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Hail
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in St. Louis County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $859 | $10,308 |
| Home Insurance * | $149 | $1,788 |
| Property Taxes | $158 | $1,896 |
| Electricity | $170 | $2,050 |
| Total | $1,336 | $16,032 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-15 | Pending sale | $170,000 |
| 2026-08-05 | Contingent | $170,000 |
| 2026-07-28 | Listed for sale | $170,000 |
| 2025-10-23 | Sold | $235,000 |
| 2025-09-23 | Pending sale | $234,900 |
| 2025-09-18 | Listed for sale | $234,900 |
| 2016-05-17 | Sold | $107,500 |
| 2016-03-10 | Pending sale | $105,900 |
| 2016-02-29 | Listed for sale | $105,900 |
| 2015-12-16 | Listing removed | $105,900 |
| 2015-10-29 | Listed for sale | $105,900 |
| 2010-01-19 | Sold | $109,000 |
| 2005-07-27 | Sold | $103,000 |
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