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1111 E Camp St, Ely, MN, 55731

3beds
1baths
1,238sqft
$179,900
$145price/sqft
$1,396/moest. monthly cost
$55,840/yrincome needed

About This Home

Welcome to this charming 3 bedroom, 1 bath home in beautiful Ely, MN! Plenty of windows throughout provide natural light, and a cozy fireplace greets you after exploring the great outdoors. With an attached garage for all your northern activities, this house will serve you for years to come!

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

6/10
7/10
Memorial Middle SchoolGrades 6-80.6 mi
9/10
Memorial SecondaryGrades 9-120.6 mi

Construction

Condition

  • Year built: 1946

Materials

  • Roof: Age 8 Years or Less

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer
  • Laundry features: In Basement,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,238

Heating & Cooling

  • Heating features: Forced Air,Other
  • Cooling features: None

Interior Area

  • Total structure area: 2,476
  • Total interior livable area: 1,238 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 030020002840
  • Zoning description: Residential-Single Family
  • Foundation area: 432

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Enclosed

Lot

  • Lot size: 6,969 sqft
  • Features: Tree Coverage - Light
  • Lot size dimensions: 50 x 140 x 50 x 140

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Heat Wave

FEMA Declared Disasters in St. Louis County and Minnesota

Fire
Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$166$1,992
Property Taxes $151$1,812
Electricity $170$2,050
Total$1,396$16,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,862/yr
40% on housing$41,880/yr
45% on housing$37,226/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 55731$218
St. Louis County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 55731
St. Louis County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$169,000
2026-07-10Listed for sale$179,900
2024-08-26Sold$155,000
2024-07-12Contingent$169,000
2024-06-05Listed for sale$169,000

For Sale by Agent

AgentNicole Hill
BrokerageNorth Pine Realty

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