See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

110 3rd St N, Tower, MN, 55790

3beds
2baths
2,072sqft
$205,500
$99price/sqft
$1,597/moest. monthly cost
$63,880/yrincome needed

About This Home

Step into this statuesque 3 bedroom 1 3/4 bath home sitting on an oversized lot on the edge of Tower! The main level has been remodeled to feature a large dining room area, updated kitchen, large comfortable living room, huge new bathroom, and a bedroom. Stroll upstairs to 2 additional bedrooms and tons of storage space and closet space. The lower level is bright and open and includes storage, laundry area, and a 3/4 bathroom. Outside enjoy the lot and a half that includes a huge 28x50 garage with additional storage in the enclosed lean-to

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
6/10
Northeast Range SecondaryGrades 7-1216.3 mi

Construction

Condition

  • Year built: 1958

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: Main
  • Area: 156
  • Dimensions: 12x13

Bedroom2

  • Level: Upper
  • Area: 110
  • Dimensions: 10x11

Bedroom3

  • Level: Upper
  • Area: 99
  • Dimensions: 9x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 280
  • Dimensions: 14x20

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,072

Heating & Cooling

  • Heating features: Boiler,Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 2,506
  • Total interior livable area: 2,072 sqft

Kitchen

  • Level: Main
  • Area: 160
  • Dimensions: 10x16

Living Room

  • Level: Main
  • Area: 208
  • Dimensions: 13x16

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 080001000050
  • Zoning description: Residential-Single Family
  • Foundation area: 892

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 10,497 sqft
  • Lot size dimensions: 75 x 140

Parking

  • Total spaces: 4
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Heat Wave
Inland Flooding
Lightning
Wildfire

FEMA Declared Disasters in St. Louis County and Minnesota

Fire
Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,039$12,468
Home Insurance *$180$2,160
Property Taxes $204$2,448
Electricity $174$2,097
Total$1,597$19,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,754/yr
40% on housing$47,910/yr
45% on housing$42,586/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 55790$276
St. Louis County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 55790
St. Louis County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Price change$205,500
2026-05-14Listed for sale$212,000
2026-05-02Listing removed$212,000
2025-10-30Price change$212,000
2025-10-14Price change$217,500
2025-10-04Listed for sale$229,000
2018-05-02Sold$104,500
2018-03-27Pending sale$109,000
2017-09-20Price change$109,000
2017-08-21Price change$115,000
2017-04-18Listed for sale$123,000
2005-09-21Sold$95,000

For Sale by Agent

AgentBetsy Clark
BrokerageNorthwoods Land Office, Inc

Similar Homes