See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4628 Lake St, Orr, MN, 55771

1beds
1baths
672sqft
$124,900
$186price/sqft
$1,021/moest. monthly cost
$40,840/yrincome needed

About This Home

Recently updated 1 BR, 3/4 bath home in Orr would be a great starter home or an "up north" retreat. Home features main level living with open kit/DR/LR floor plan, large bathroom/laundry room, newer appliances and deck off LR/DR area. Extras include 1 stall detached garage, private backyard w/firepit area. Property is located near shopping, Pelican Lake and other area lakes and snowmobile/ATV trails. Home is "turn key" and ready for the next owner to start making memories at.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

5/10
7/10
North Woods SecondaryGrades 7-1212.3 mi

Construction

Condition

  • Year built: 1987

Materials

  • Roof: Age Over 8 Years,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom

  • Level: Main
  • Area: 108
  • Dimensions: 9x12

Bedroom

  • Level: Main
  • Area: 156
  • Dimensions: 12x13

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 672

Heating & Cooling

  • Heating features: Baseboard,Space Heater
  • Cooling features: None

Interior Area

  • Total structure area: 672
  • Total interior livable area: 672 sqft

Kitchen

  • Level: Main
  • Area: 110
  • Dimensions: 10x11

Living Room

  • Level: Main
  • Area: 193.75
  • Dimensions: 12.5x15.5

Property

Accessibility

  • Accessibility features: Roll-In Shower

Details

  • Parcel number: 180002000110
  • Zoning description: Residential-Single Family
  • Foundation area: 672

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck

Lot

  • Lot size: 6,229 sqft
  • Features: Tree Coverage - Light
  • Lot size dimensions: 50 x 125

Parking

  • Total spaces: 1
  • Parking features: Detached Garage,Gravel
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Heat Wave
Lightning
Wildfire

FEMA Declared Disasters in St. Louis County and Minnesota

Fire
Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $631$7,572
Home Insurance *$154$1,848
Property Taxes $66$792
Electricity $170$2,050
Total$1,021$12,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,005/yr
40% on housing$30,630/yr
45% on housing$27,226/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 55771$272
St. Louis County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 55771
St. Louis County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$124,900
2019-04-11Sold$45,000
2019-02-15Pending sale$47,500
2018-11-26Price change$47,500
2018-08-15Listed for sale$52,500
2012-10-17Listing removed$65,000
2012-10-11Listed for sale$65,000
2012-05-06Listing removed$52,500
2011-08-17Price change$52,500
2011-05-07Listed for sale$58,000
2010-10-30Listing removed$65,000
2010-05-24Price change$65,000
2008-11-03Listed for sale$70,000
2006-05-19Sold$32,000

For Sale by Agent

AgentTARYN SANDBERG
BrokerageBIC Realty

Similar Homes