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9245 Burris Dr, Cook, MN, 55723

3beds
2baths
2,150sqft
$534,500
$249price/sqft
$3,373/moest. monthly cost
$134,920/yrincome needed

About This Home

This well-maintained year-round lake home is nestled amongst the grandeur of towering pines and captivating views of Elbow Lake. This comforting home features 3 bedrooms, 2 bathrooms, wood burning fireplace in the living room, free standing gas fireplace in the lower-level rec room, walkout lower level, built-in Murphy style bed to accommodate additional guests, screen porch, and a new boiler. Additional features include a two-stall detached garage with a workshop and an attached lean-to, and a metal lift-out dock system. The 280 feet of mostly gradual lakeshore provides ample area for campfire and picnic gatherings or just enjoying a cool summer breeze. Furniture is negotiable. Lake Vermilion and access to snowmobile trails located nearby.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

4/10
7/10
North Woods SecondaryGrades 7-129.0 mi

Construction

Condition

  • Property condition: Previously Owned
  • Year built: 1990

Materials

  • Foundation: Wood
  • Roof: Asphalt Shingle
  • Construction materials: Vinyl,Frame/Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater-Electric,Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Dryer Hook-Ups,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walkout,Bath,Den/Office,Family/Rec Room,Fireplace,Washer Hook-Ups,Dryer Hook-Ups

Bedroom

  • Level: Main
  • Area: 130
  • Dimensions: 10 x 13

Bedroom

  • Level: Main
  • Area: 115
  • Dimensions: 10 x 11.5

Bedroom

  • Level: Lower
  • Area: 130
  • Dimensions: 10 x 13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 112
  • Dimensions: 8 x 14

Family Room

  • Level: Lower
  • Area: 424
  • Dimensions: 16 x 26.5

Features

  • Vaulted Ceilings
  • Door features: Patio Door
  • Number of fireplaces: 2
  • Fireplace features: Multiple,Basement
  • Fireplace: Yes
  • Finished area below ground: 1,018
  • Finished area above ground: 1,132

Foyer

  • Level: Main
  • Area: 85.5
  • Dimensions: 9 x 9.5

Heating & Cooling

  • Heating features: Baseboard,Fireplace(s),Wood,Propane,Electric
  • Cooling features: Wall Unit(s)

Interior Area

  • Total interior livable area: 2,150 sqft

Kitchen

  • Level: Main
  • Area: 140
  • Dimensions: 10 x 14

Living Room

  • Level: Main
  • Area: 247
  • Dimensions: 13 x 19

Office

  • Level: Lower
  • Area: 108
  • Dimensions: 9 x 12

Property

Details

  • Parcel number: 250004500010; 250003004572
  • Foundation area: 1120

Features

  • Levels: Multi-Level
  • Patio & porch: Deck,Porch
  • Exterior features: Dock
  • Has view: Yes
  • View description: Inland Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Inland Lake,Waterfront Access(Private),Shoreline Characteristics(Rocky,Shore-Accessible)
  • Waterbody name: Elbow
  • Frontage length: 280

Lot

  • Lot size: 1.73 Acres
  • Features: Accessible Shoreline,Tree Coverage - Light
  • Lot size dimensions: 345 x 280

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Heat Wave
Lightning
Wildfire

FEMA Declared Disasters in St. Louis County and Minnesota

Fire
Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,702$32,424
Home Insurance *$186$2,232
Property Taxes $304$3,648
Electricity $181$2,176
Total$3,373$40,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,645/yr
40% on housing$101,190/yr
45% on housing$89,946/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$249This listing

vs Other Active Listings

Avg $/sqft

ZIP 55723$264
St. Louis County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 55723
St. Louis County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-06Listed for sale$549,500
2008-10-03Sold$350,000
2008-07-21Sold$350,000

For Sale by Agent

AgentBarb Hegg
BrokerageVermilion Land Office, Inc

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