4281 End Of Trail Ln, Tower, MN, 55790
About This Home
Welcome to your Lake Vermilion escape! Nestled on a beautiful level lake lot in the peaceful, protected waters of Daisy Bay, this stunning year-round home offers the perfect blend of comfort, privacy, and true Northwoods charm. Featuring 4 bedrooms, 3 bathrooms, and nearly 3,000 finished square feet, this well-maintained property is designed for making memories at the lake. Inside you’ll love the open-concept layout with soaring lake views, large windows filled with natural light, cozy fireplaces, in-floor heat, and spacious living areas perfect for entertaining or relaxing after a day on the water. The walkout lower level adds extra room for guests, game nights, or lake-life storage. Step outside to enjoy the expansive lakeside deck, extended dock, and easy access to the water from the level shoreline. The private sauna house adds the ultimate Up North experience, while the 2+ stall garage provides excellent storage for vehicles, toys, and gear. Located on a quiet dead-end road, this property offers peace and privacy while still being close to area amenities and endless boating adventures on world-famous Lake Vermilion. Whether you’re looking for a full-time residence, luxury cabin retreat, or investment opportunity, this property checks every box for lake living in Northern Minnesota.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2005
Materials
- Roof: Age Over 8 Years,Asphalt
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,Exhaust Fan,Freezer,Water Osmosis System,Microwave,Range,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Block,Finished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Number of fireplaces: 2
- Fireplace features: Family Room,Gas,Living Room
- Fireplace: Yes
- Finished area below ground: 1,275
- Finished area above ground: 1,723
Heating & Cooling
- Heating features: Fireplace(s),In-Floor Heating,Radiant
- Cooling features: Central Air
Interior Area
- Total structure area: 2,998
- Total interior livable area: 2,998 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 387024000020
- Zoning description: Residential-Single Family
- Other equipment: Fuel Tank - Owned
- Foundation area: 1723
Features
- Levels: One
- Stories: 1
- Patio & porch: Composite Decking,Deck
- On waterfront: Yes
- Waterfront features: Lake Front
Lot
- Lot size: 0.56 Acres
- Features: Accessible Shoreline
- Lot size dimensions: 90 x 265 x 323 x 123
Parking
- Total spaces: 2.5
- Parking features: Detached Garage,Asphalt
- Has garage: Yes
- Attached garage spaces: 2.5
- Covered spaces: 2.5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Inland Flooding
- Heat Wave
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in St. Louis County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,485 | $53,820 |
| Home Insurance * | $180 | $2,160 |
| Property Taxes | $627 | $7,524 |
| Electricity | $252 | $3,034 |
| Total | $5,544 | $66,528 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Listed for sale | $925,000 |
| 2026-01-08 | Listing removed | $925,000 |
| 2025-10-25 | Listed for sale | $925,000 |
| 2012-10-17 | Listing removed | $629,000 |
| 2012-10-12 | Listed for sale | $629,000 |
| 2010-06-29 | Sold | $426,000 |
| 2010-05-29 | Price change | $449,000 |
| 2010-04-24 | Listed for sale | $479,000 |
| 2006-08-01 | Sold | $349,000 |
View on Zillow