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7192 Hinsdale Island, Cook, MN, 55723

2beds
1baths
836sqft
$454,000
$543price/sqft
$2,896/moest. monthly cost
$115,840/yrincome needed

About This Home

Wow! This island property will take your breath away with it's northern views of gorgeous Lake Vermilion known for its walleye fishing, recreation and incredible islands like this one, Hindsdale Island, a 5 minute ride from Timbuktu boat landing. This amazing oasis adorned in tongue and groove, sleeps up to 12 people with the 14x12 bunkhouse, has a UV lakewater system and holding tank, for all of the conveniences of home! Winterized for year round use. A hot tub over looks the lake for late night soaks, this is the remote get away you have been dreaming of and it is waiting for you and your Lake Vermilion Island dreams to come alive, Includes dock, pontoon and fully furnished complete with the fish cleaning house, you have found your PLACE, call today for your personal tour!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

5/10
6/10
Northeast Range SecondaryGrades 7-1226.8 mi

Construction

Condition

  • Property condition: Previously Owned
  • Year built: 1960

Materials

  • Foundation: Other
  • Roof: Metal
  • Construction materials: Wood,Frame/Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater-Gas,Range,Refrigerator,Washer

Basement

  • Has basement: Yes

Bedroom

  • Level: Main
  • Area: 90
  • Dimensions: 9 x 10

Bedroom

  • Level: Main
  • Area: 70
  • Dimensions: 7 x 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 108
  • Dimensions: 9 x 12

Features

  • Ceiling Fan(s),Natural Woodwork
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 836

Heating & Cooling

  • Heating features: Fireplace(s),Forced Air,Propane
  • Cooling features: None

Interior Area

  • Total interior livable area: 836 sqft

Kitchen

  • Level: Main
  • Area: 150
  • Dimensions: 10 x 15

Living Room

  • Level: Main
  • Area: 180
  • Dimensions: 10 x 18

Property

Details

  • Parcel number: 387028200320
  • Foundation area: 836

Features

  • Pool features: Heated
  • Patio & porch: Deck
  • Exterior features: Dock
  • Has view: Yes
  • View description: Inland Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Inland Lake,Waterfront Access(Private)
  • Waterbody name: Vermilion
  • Frontage length: 115

Lot

  • Lot size: 0.66 Acres
  • Features: Accessible Shoreline,Tree Coverage - Heavy,Island/Peninsula
  • Lot size dimensions: 335 x 110 x 100 x 275

Parking

  • Parking features: None,None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Heat Wave
Lightning
Wildfire

FEMA Declared Disasters in St. Louis County and Minnesota

Fire
Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,295$27,540
Home Insurance *$186$2,232
Property Taxes $245$2,940
Electricity $170$2,050
Total$2,896$34,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,291/yr
40% on housing$86,880/yr
45% on housing$77,226/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$543This listing

vs Other Active Listings

Avg $/sqft

ZIP 55723$266
St. Louis County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 55723
St. Louis County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Price change$454,000
2026-05-20Listed for sale$474,000
2022-06-29Sold$215,000
2021-10-23Listing removed--
2021-08-22Price change$219,900
2021-08-17Listed for sale$235,000
2015-12-16Sold$133,000

For Sale by Agent

AgentDarcie Rae Novak
BrokerageThrive Realty - Duluth

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