3609 Fectos Rd, Tower, MN, 55790
About This Home
Affordable opportunity to enjoy beautiful Lake Vermilion right from your deck! Located on desirable Fectos Rd, enjoy this cozy 1 bed, 1 bath cabin with all the modern amenities you need, storage shed, and a bonus space ready to be used as a bunkhouse, office, or 'she shed.' Enjoy your coffee while watching gorgeous sunrises and the abundant wildlife in Greenwood Bay. Start enjoying all Lake Vermilion has to offer without the burden of lakefront taxes. Cabin can be enjoyed seasonally or turn on the heat/heat tape to use year-round. Property offers close proximity to Vermilion Club, Wilderness Golf Course, and multiple marinas. Cabin is being sold furnished with rolling dock. Start making memories by Memorial Day!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Previously Owned
- Year built: 1995
Materials
- Foundation: Concrete Perimeter,Rock
- Roof: Asphalt Shingle
- Construction materials: Vinyl,Frame/Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Water Heater-Electric,Microwave,Range,Refrigerator
Basement
- Has basement: Yes
Bedroom
- Level: Main
- Area: 104.5
- Dimensions: 11 x 9.5
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- 3/4 bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Level: Main
- Area: 63
- Dimensions: 9 x 7
Features
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 560
Heating & Cooling
- Heating features: Fireplace(s),Propane,Electric
- Cooling features: Ductless
Interior Area
- Total interior livable area: 560 sqft
Kitchen
- Level: Main
- Area: 84
- Dimensions: 7 x 12
Living Room
- Level: Main
- Area: 180
- Dimensions: 15 x 12
Property
Details
- Parcel number: 387036000235
- Foundation area: 560
Features
- Patio & porch: Deck
- Waterfront features: Waterfront Access(Public)
Lot
- Lot size: 9,583 sqft
- Lot size dimensions: 74 x 116
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Inland Flooding
- Heat Wave
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in St. Louis County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,163 | $13,956 |
| Home Insurance * | $180 | $2,160 |
| Property Taxes | $145 | $1,740 |
| Electricity | $170 | $2,050 |
| Total | $1,658 | $19,896 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-21 | Listed for sale | $230,000 |
| 2026-01-03 | Listing removed | $230,000 |
| 2025-09-03 | Price change | $230,000 |
| 2025-07-10 | Listed for sale | $235,000 |
| 2022-05-12 | Sold | $182,500 |
| 2022-01-25 | Contingent | $184,900 |
| 2021-12-29 | Price change | $184,900 |
| 2021-10-09 | Listed for sale | $199,000 |
| 2007-08-15 | Sold | $160,000 |
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