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3841 Haines Rd, Hermantown, MN, 55811

1beds
1baths
1,304sqft
$179,900
$138price/sqft
$1,393/moest. monthly cost
$55,720/yrincome needed

About This Home

Move-in ready and conveniently located, this charming one-level home offers affordable living in the heart of Hermantown! Featuring updated flooring, fresh paint, and a bright, open living area, this home is clean, comfortable, and ready for its next owner. The spacious eat-in kitchen offers ample cabinet and counter space, while the updated bathroom provides a fresh, modern feel. The primary bedroom is complemented by an adjoining flex room that would make an ideal home office, nursery, walk-in dressing room, or private sitting area. Main-level laundry adds to the home's convenience. Situated on a large lot with plenty of yard space, a storage shed, and ample parking, there's room to garden, entertain, or simply enjoy the outdoors. Located just minutes from the Miller Hill shopping district, restaurants, schools, and the city bus line, this home combines comfort, convenience, and affordability. All appliances are included, making this an excellent opportunity for first-time buyers, downsizers, or investors.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

8/10
8/10
Hermantown Middle SchoolGrades 5-84.1 mi
10/10

Construction

Condition

  • Property condition: Previously Owned
  • Year built: 1920

Materials

  • Construction materials: Vinyl,Frame/Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Posts,N/A

Bedroom

  • Level: Main
  • Area: 104.65
  • Dimensions: 11.5 x 9.1

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Window features: Vinyl Windows
  • Finished area below ground: 652
  • Finished area above ground: 652

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,304 sqft

Kitchen

  • Level: Main
  • Area: 104.4
  • Dimensions: 9 x 11.6

Living Room

  • Level: Main
  • Area: 182.36
  • Dimensions: 19.4 x 9.4

Office

  • Level: Main
  • Area: 59.63
  • Dimensions: 6.7 x 8.9

Property

Details

  • Parcel number: 395004000060
  • Zoning description: Residential

Lot

  • Lot size: 0.31 Acres
  • Lot size dimensions: 50 x 271

Parking

  • Parking features: Gravel,None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in St. Louis County and Minnesota

Fire
Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$177$2,124
Property Taxes $137$1,644
Electricity $170$2,050
Total$1,393$16,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,760/yr
40% on housing$41,790/yr
45% on housing$37,146/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 55811$204
St. Louis County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 55811
St. Louis County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Contingent$179,900
2026-07-29Price change$179,900
2026-06-29Listed for sale$194,900
2018-03-29Sold$87,000
2018-02-14Pending sale$89,000
2018-01-12Listed for sale$89,000
2016-09-28Sold$60,000
2003-08-20Sold$47,000

For Sale by Agent

AgentAdam Swor
BrokerageRed Fox Real Estate

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