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3917 Lake Rd, Charlotte, NC, 28269

3beds
2baths
1,590sqft
$389,000
$245price/sqft
$2,379/moest. monthly cost
$95,160/yrincome needed

About This Home

Getting Around

4
WalkingCar-Dependent
31
TransitSome Transit
15
BikeSomewhat Bikeable

Schools

5/10
4/10
James Martin MiddleGrades 6-83.5 mi
6/10
North Mecklenburg HighGrades 9-125.5 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Brick Partial,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Refrigerator
  • Laundry features: Electric Dryer Hookup

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Attic Other
  • Flooring: Laminate
  • Attic: Other
  • Finished area below ground: 0
  • Finished area above ground: 1,590

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,590
  • Total interior livable area: 1,590 sqft

Kitchen

  • Features: Kitchen Island
  • Level: Main

Primary Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Two or More Access Exits

Details

  • Parcel number: 04533110
  • Zoning: N1-B
  • Special condition: Standard
  • Exclusions: Rose Bush

Features

  • Levels: One
  • Stories: 1
  • Fencing: Partial

Lot

  • Lot size: 0.58 Acres
  • Features: Wooded

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$166$1,992
Property Taxes $47$564
Electricity $200$2,405
Total$2,379$28,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,565/yr
40% on housing$71,370/yr
45% on housing$63,440/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$245This listing

vs Other Active Listings

Avg $/sqft

ZIP 28269$162
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28269$192
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Listed for sale$399,000
1986-02-20Sold$50,000

For Sale by Agent

AgentAtika Khan
BrokerageGalaxy One Realty LLC

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