5550 Road 36, Aurora, MN, 55705
About This Home
Special opportunity on Loon Lake! Experience ultimate privacy on this spectacular 5-acre home boasting 300 feet of pristine shoreline, crystal-clear water, and an exquisite sandy beach. Masterfully designed to capture exceptional water views from almost every room AND sensational deck, this home perfectly blends luxury with northern charm. The main level features 3 bedrooms and 2 bathrooms on one level—highlighted by a master bedroom with a private bath. The walkout lower level extends your living space with tile floors, a 4th bedroom, a flexible non-egress room, an abundance of storage space, and your own private sauna to unwind in. Outside, enjoy expansive yard space for entertaining, maintenance-free cement board siding on both the home and the oversized, 3-car garage, and new roofs replaced in 2024. Right by the water, you can enjoy wonderful fishing from the dock or boat. Tucked away in a quiet, serene setting, this ultimate lake retreat offers convenient access and so much more!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1929
Materials
- Roof: Age 8 Years or Less,Asphalt
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
- Laundry features: In Basement,Electric Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Block,Egress Window(s),Finished,Full,Storage Space,Sump Pump,Walk-Out Access
Bathroom
- Level: Lower
- Area: 116
- Dimensions: 14.5x8
Bathroom
- Level: Main
- Area: 52.5
- Dimensions: 5x10.5
Bathroom
- Level: Main
- Area: 63
- Dimensions: 10.5x6
Bedroom
- Level: Main
- Area: 210
- Dimensions: 14x15
Bedroom2
- Level: Main
- Area: 176
- Dimensions: 11x16
Bedroom3
- Level: Main
- Area: 149.5
- Dimensions: 11.5x13
Bedroom4
- Level: Lower
- Area: 162.5
- Dimensions: 12.5x13
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
Dining Room
- Level: Main
- Area: 143
- Dimensions: 11x13
Family Room
- Level: Lower
- Area: 588
- Dimensions: 24x24.5
Features
- Number of fireplaces: 1
- Fireplace features: Electric
- Fireplace: Yes
- Finished area below ground: 1,718
- Finished area above ground: 1,718
Heating & Cooling
- Heating features: Boiler,Fireplace(s)
- Cooling features: None
Interior Area
- Total structure area: 3,436
- Total interior livable area: 3,436 sqft
Kitchen
- Level: Main
- Area: 234
- Dimensions: 19.5x12
Laundry
- Level: Lower
- Area: 218.5
- Dimensions: 19x11.5
Living Room
- Level: Main
- Area: 294
- Dimensions: 14x21
Other
- Level: Lower
- Area: 242
- Dimensions: 11x22
Storage
- Level: Lower
- Area: 52
- Dimensions: 8x6.5
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 570001204455
- Zoning description: Residential-Single Family
- Foundation area: 3400
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Deck,Patio
- Fencing: None
- On waterfront: Yes
- Waterfront features: Lake Front,Lake Bottom(Excellent Sand)
- Frontage length: Water Frontage: 300
Lot
- Lot size: 5 Acres
- Features: Accessible Shoreline,Tree Coverage - Heavy
- Lot size dimensions: 331 x 702
Parking
- Total spaces: 2
- Parking features: Detached Garage,Gravel,Electric,Garage Door Opener,Heated Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Lightning
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in St. Louis County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,160 | $37,920 |
| Home Insurance * | $160 | $1,920 |
| Property Taxes | $617 | $7,404 |
| Electricity | $289 | $3,477 |
| Total | $4,226 | $50,712 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-02 | Price change | $625,000 |
| 2026-05-22 | Listed for sale | $650,000 |
View on Zillow