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12598 74th Ave N, Maple Grove, MN, 55369

4beds
2baths
1,805sqft
$294,000
$163price/sqft
$2,050/moest. monthly cost
$82,000/yrincome needed

About This Home

Rare opportunity to own a true 4-bedroom end-unit townhome in Maple Grove for under $300,000! This move-in-ready home offers three finished levels, a private setting overlooking mature trees, and an ideal location just minutes from Arbor Lakes shopping, restaurants, parks, schools, and major highways. Major updates include fresh paint throughout, a newly finished lower level, roof (2023), water heater (2022), and sump pump (2026). The main level features luxury vinyl plank flooring, white cabinetry, a bright living room with vaulted ceilings, a dining area, and a convenient half bath. Upstairs you’ll find 3 spacious bedrooms, upper-level laundry, and a full bathroom. The newly finished lower level adds a true legal fourth bedroom plus versatile flex space ideal for a family room, home office, playroom, or workout area. It also includes plumbing rough-in for a future bathroom, providing an opportunity to add additional functionality. As an end unit facing mature trees, the patio and backyard offer a level of privacy that’s hard to find in townhome living. Enjoy peaceful views with no neighboring units directly behind you, creating a more secluded outdoor space than many townhomes offer. Select photos have been virtually staged.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

9/10
7/10
5/10
Osseo Senior High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 2001

Materials

  • Roof: Asphalt,Pitched
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Quad/4 Corners

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: Laundry Closet,Upper Level

Basement

  • Has basement: Yes
  • Basement: Block,Egress Window(s),Finished

Bedroom

  • Level: Upper
  • Area: 168
  • Dimensions: 14x12

Bedroom2

  • Level: Upper
  • Area: 110
  • Dimensions: 11x10

Bedroom3

  • Level: Upper
  • Area: 90
  • Dimensions: 10x9

Bedroom4

  • Level: Lower
  • Area: 168
  • Dimensions: 14x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 90
  • Dimensions: 10x9

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 348
  • Finished area above ground: 1,457

Flex Room

  • Level: Lower
  • Area: 156
  • Dimensions: 13x12

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,921
  • Total interior livable area: 1,805 sqft

Kitchen

  • Level: Main
  • Area: 136
  • Dimensions: 17x8

Living Room

  • Level: Main
  • Area: 234
  • Dimensions: 18x13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2611922230115
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 495

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 0.57 Acres
  • Lot size dimensions: 119 x 52 x 134 x 46 x 154 x 141

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Garage Door Opener,Tuckunder Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado
Winter Weather

FEMA Declared Disasters in Hennepin County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,486$17,832
Home Insurance *$131$1,572
Property Taxes $263$3,156
Electricity $170$2,050
Total$2,050$24,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,285/yr
40% on housing$61,500/yr
45% on housing$54,666/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 55369$190
Hennepin County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 55369$207
Hennepin County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$294,000
2026-07-12Price change$296,000
2026-06-03Listed for sale$298,000
2021-05-18Sold$260,000
2021-04-19Pending sale$250,000
2021-04-15Listed for sale$250,000
2011-07-28Sold$153,000
2003-08-15Sold$195,000
2001-02-15Sold$144,945

For Sale by Agent

AgentKrystina L Stuber
BrokeragePro Flat Fee Realty LLC

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