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735 Mountainwater Dr, Charlotte, NC, 28262

2beds
2baths
1,405sqft
$249,000
$177price/sqft
$1,728/moest. monthly cost
$69,120/yrincome needed

About This Home

This beautiful end unit townhouse is conveniently situated near a shopping center and restaurants for quick trips. Inside, you'll find hardwood flooring throughout both floors. On the main floor is a master bedroom with a garden tub and separate showers with dual vanities. The kitchen has granite countertops and plenty of cabinet space. Adjacent to it is a breakfast area with a sliding glass door leading to a small garden. The upstairs floor offers an office/loft that can be used as a bedroom, along with a large bedroom with full bath. 85, 485, and 77 are easily accessible from here. UNC Charlotte is within walking distance.

Getting Around

29
WalkingCar-Dependent
46
TransitSome Transit
38
BikeSomewhat Bikeable

Schools

5/10
5/10
James Martin MiddleGrades 6-81.6 mi
3/10

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Electric Oven
  • Laundry features: Electric Dryer Hookup

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Features

  • Window features: Insulated Windows
  • Flooring: Laminate
  • Fireplace features: Family Room,Gas
  • Finished area below ground: 0
  • Finished area above ground: 1,405

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,405
  • Total interior livable area: 1,405 sqft

Loft

  • Level: Upper

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 04732248
  • Zoning: B-1SCD
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Pool features: Community
  • Patio & porch: Patio

Parking

  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$115$1,380
Property Taxes $154$1,848
Electricity $200$2,405
Total$1,728$20,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,245/yr
40% on housing$51,840/yr
45% on housing$46,080/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 28262$175
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28262$196
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$230,000
2026-06-26Price change$249,000
2026-05-28Listed for sale$259,000
2021-03-30Sold$193,000
2017-12-09Listing removed$142,900
2017-12-09Listed for sale$142,900
2017-12-06Sold$132,500
2017-11-08Pending sale$142,900
2017-11-06Price change$142,900
2017-10-20Listed for sale$145,900
2000-01-28Sold$114,000
1997-11-03Sold$111,000

For Sale by Agent

AgentSusan Chon
BrokerageSusan Realty LLC

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