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4149 Iron Horse Trl, Billings, MT, 59106

5beds
3baths
4,844sqft
$840,000
$173price/sqft
$5,272/moest. monthly cost
$210,880/yrincome needed

About This Home

Living in Rehberg Ranch Estates — if you’re looking for a spacious multigenerational home to grow into, this is it! With 4,844 square feet, 5 bedrooms, 3 full baths, and a 3-car garage, this thoughtfully designed property offers a lower level with walk out basement complete with a kitchenette and expansive living space ideal for in-laws, guests, or teens. Lower Level has so much space! Room for a gym, pool table/ game room, childrens play area or theatre! The open-concept main level has vaulted ceilings is filled with natural light and flow between the kitchen, dining, and living and back deck areas — perfect for entertaining. Large windows frame stunning views, while the oversized deck provides the ideal setting to take in Montana sunsets. The primary suite has direct access to the back deck. Walking paths out your back door.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
3/10
4/10
Skyview High SchoolGrades 9-124.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2003

Materials

  • Roof: Asphalt
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Oven,Range,Humidifier

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Walk-Out Access

Bedroom

  • Features: Closet
  • Level: Main

Bedroom

  • Features: Closet
  • Level: Main

Bedroom

  • Features: Closet
  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Chandelier,Vaulted Ceiling(s)
  • Level: Main

Family Room

  • Features: Fireplace,Recessed Lighting
  • Level: Lower

Features

  • Pantry,Window Treatments
  • Window features: Window Treatments
  • Number of fireplaces: 2
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area above ground: 4,844

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 4,844 sqft

Kitchen

  • Features: Vaulted Ceiling(s)
  • Level: Main

Kitchen

  • Level: Lower

Laundry

  • Features: Closet,Sink
  • Level: Main

Living Room

  • Features: Fireplace,Recessed Lighting,Vaulted Ceiling(s)
  • Level: Lower

Master Bedroom

  • Features: Recessed Lighting,Vaulted Ceiling(s)
  • Level: Main

Property

Details

  • Parcel number: A30167
  • Zoning description: Planned Unit Development

Features

  • Levels: Two
  • Stories: 1
  • Patio & porch: Deck,Patio
  • Exterior features: Sprinkler/Irrigation
  • Fencing: None

Lot

  • Lot size: 0.33 Acres
  • Features: Landscaped,Level

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Wildfire
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters in Yellowstone County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,247$50,964
Home Insurance $401$4,812
Property Taxes $292$3,504
Electricity $332$3,991
Total$5,272$63,264

Income You'd Need if You Spent...

35% on housing$180,754/yr
40% on housing$158,160/yr
45% on housing$140,586/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 59106$238
Yellowstone County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 59106$219
Yellowstone County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-02Price change$840,000
2025-07-24Price change$874,900
2025-05-09Listed for sale$880,000
2024-09-23Listing removed$899,000
2024-03-22Listed for sale$899,000
2013-04-26Sold--
2013-03-03Price change$444,900
2012-12-12Price change$449,900
2012-09-16Price change$454,900
2012-07-12Price change$455,000
2012-07-04Price change$460,000
2012-05-05Price change$469,000
2012-04-08Price change$475,000
2012-03-08Listed for sale$489,000

For Sale by Agent

AgentHeidi Brosovich, Montana Real Estate Brokers
BrokerageMontana Real Estate Brokers

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