4238 Iron Horse Trl, Billings, MT, 59106
About This Home
Step into this 4-bedroom, 3-bath home offering 2,448 sq ft of comfortable living in one of Northwest Billings’ most sought-after neighborhoods. Rehberg Ranch is one of the few subdivisions in town that actually feels like Montana, with mature trees and a natural setting that’s hard to find this close to everything. The updated kitchen features an island & walk-in pantry, partially open to the living room with vaulted ceilings that keep the space bright & airy. The spacious family room is anchored by a gas fireplace. The master suite includes a large walk-in closet with custom built-ins, plus two additional bedrooms on the upper floor. A finished bedroom & bonus room in the lower level are ready for a gym, office, or hobby area. Outside, enjoy a fully fenced lot with underground sprinklers & landscaping, plus a three-car attached garage. Well-priced at $525,000 & move in ready!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2003
Materials
- Roof: Asphalt,Shingle
- Construction materials: Hardboard
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Oven,Range,Refrigerator,Smooth Cooktop
Basement
- Has basement: Yes
- Basement: Full
Bedroom
- Level: Upper
Bedroom
- Level: Upper
Bedroom
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Bonus Room
- Features: Recessed Lighting
- Level: Basement
Family Room
- Features: Ceiling Fan(s),Fireplace
- Level: Lower
Features
- Pantry,Skylights
- Window features: Skylight(s)
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Finished area above ground: 1,888
Heating & Cooling
- Heating features: Other
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,448 sqft
Kitchen
- Features: Granite Counters,Recessed Lighting,Skylights,Vaulted Ceiling(s)
- Level: Main
Laundry
- Features: Bookcases,Other
- Level: Lower
Living Room
- Features: Vaulted Ceiling(s)
- Level: Main
Master Bedroom
- Features: Ceiling Fan(s),Vaulted Ceiling(s)
- Level: Upper
Property
Details
- Parcel number: A30222
- Zoning description: Planned Unit Development
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Patio
- Exterior features: Deck,Fence,Sprinkler/Irrigation
- Fencing: Fenced
Lot
- Lot size: 10,389 sqft
- Features: Interior Lot,Landscaped,Sprinklers In Ground
Parking
- Total spaces: 3
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Lightning
- Wildfire
- Hail
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Yellowstone County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,654 | $31,848 |
| Home Insurance | $250 | $3,000 |
| Property Taxes | $256 | $3,072 |
| Electricity | $168 | $2,017 |
| Total | $3,328 | $39,936 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-08 | Listed for sale | $525,000 |
| 2021-08-23 | Listing removed | -- |
| 2021-06-14 | Contingent | $415,000 |
| 2021-06-03 | Listed for sale | $415,000 |
| 2015-10-16 | Listing removed | $330,000 |
| 2015-08-12 | Listed for sale | $330,000 |
| 2015-06-09 | Listing removed | $330,000 |
| 2015-04-06 | Price change | $330,000 |
| 2015-03-11 | Listed for sale | $345,900 |
| 2012-07-29 | Listing removed | $299,900 |
| 2012-07-18 | Listed for sale | $299,900 |
| 2008-06-12 | Listing removed | $315,000 |
| 2008-06-09 | Listed for sale | $315,000 |
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