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2125 Saddleback Dr, Laurel, MT, 59044

5beds
4baths
3,728sqft
$649,900
$174price/sqft
$4,112/moest. monthly cost
$164,480/yrincome needed

About This Home

Room for everyone in this spacious 5 bedroom, 3.5 bath home located in the family-friendly Saddleback Ridge Estates near the Laurel Golf Club. With over 3,700 sq ft, this home offers multiple living spaces perfect for growing families, entertaining, hobbies, or working from home. The main level features a large primary suite with dual walk-in closets and jetted tub, 2 additional bedrooms, formal dining, cozy gas fireplace, and convenient laundry/mudroom off the heated 3-car garage. The updated kitchen includes granite counters, butcher block accents, newer appliances, gas cooktop, double ovens, and breakfast nook. Downstairs offers a huge family room, 2 more bedrooms, full bath, bonus room, and excellent storage. Mature trees, garden area, patio shelter with fire pit, and beautifully landscaped yard create the perfect outdoor space for family gatherings and play.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

--
West SchoolGrades 1-21.4 mi
3/10
Laurel Middle SchoolGrades 5-82.3 mi
3/10
Laurel High SchoolGrades 9-121.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2003

Materials

  • Roof: Aluminum

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Features

  • Wired for Sound
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,864

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,728 sqft

Property

Details

  • Parcel number: C14087
  • Zoning description: Residential Subdivision

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio
  • Exterior features: Garden,Sprinkler/Irrigation,Patio
  • Fencing: None

Lot

  • Lot size: 0.56 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Wildfire
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters in Yellowstone County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance $346$4,152
Property Taxes $225$2,700
Electricity $255$3,071
Total$4,112$49,344

Income You'd Need if You Spent...

35% on housing$140,982/yr
40% on housing$123,360/yr
45% on housing$109,653/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 59044$226
Yellowstone County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 59044$189
Yellowstone County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-09Listed for sale$710,000
2024-11-13Listing removed$635,000
2024-11-12Listed for sale$635,000
2024-10-31Contingent$635,000
2024-10-11Listed for sale$635,000
2020-11-06Sold--
2020-10-08Pending sale$421,999
2020-09-28Listed for sale$421,999
2020-09-05Pending sale$421,999
2020-07-01Price change$421,999
2020-05-27Listed for sale$439,900
2020-02-12Listing removed$449,900
2019-10-16Price change$449,900
2019-10-05Listed for sale$463,900

For Sale by Agent

AgentMichael Fisher, eXp Realty, LLC - Billings
BrokerageeXp Realty, LLC - Billings

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