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28 Blue Smt, Irvine, CA, 92603

5beds
6baths
4,442sqft
$6,600,000
$1,486price/sqft
$40,740/moest. monthly cost
$1,629,600/yrincome needed

About This Home

Located in the prestigious gated community of The Summit at Turtle Ridge, 28 Blue Summit is a tastefully updated estate that balances grand-scale entertaining with intimate everyday comfort. The home welcomes you with a spacious formal living and dining area centered around a charming open-air atrium, ideal for al fresco meals and gatherings. At the heart of the residence, an extended chef’s kitchen with professional-grade appliances and a large center island that flows into a sunny breakfast nook and a covered California room, creating seamless indoor-outdoor enjoyment. The main level is exceptionally functional, featuring a bright office with French doors that can easily serve as a sixth bedroom, along with a full guest suite offering private backyard access. Upstairs, the layout is thoughtfully zoned for privacy; a beautiful landing with custom built-ins leads to a secluded junior suite complete with its own retreat, full bath, and Juliet balcony. The primary sanctuary occupies its own wing, offering a fireplace, a spa-like bathroom, an oversized walk-in wardrobe, and a large retreat perfect for a second office. This retreat opens to a private balcony overlooking the lush grounds. With all additional bedrooms being en-suite, every occupant enjoys their own private space. The exterior is a true retreat featuring a natural stone patio, outdoor fireplace, and tranquil fountains, complemented by a three-car garage and an oversized driveway. Perfectly positioned near top-rated schools and scenic hiking trails, this home offers a refined and functional lifestyle in one of Irvine’s most coveted neighborhoods.

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
17
BikeSomewhat Bikeable

Schools

10/10
Vista Verde K-8 SchoolGrades K-82.0 mi
9/10
University High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 2004

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Cooling

  • Cooling features: Central Air

Features

  • Bedroom on Main Level
  • Fireplace features: Living Room,Primary Bedroom
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 4,442 sqft

Property

Details

  • Parcel number: 47836117
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Pool features: Community,Association

Lot

  • Lot size: 9,182 sqft
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire
Heat Wave
Landslide

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $33,373$400,476
Home Insurance *$644$7,728
Property Taxes $5,771$69,252
Electricity $952$11,430
Total$40,740$488,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,396,800/yr
40% on housing$1,222,200/yr
45% on housing$1,086,400/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,486This listing

vs Other Active Listings

Avg $/sqft

ZIP 92603$1,104
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92603$1,226
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Listed for sale$6,499,000
2022-01-20Sold$3,889,000
2021-11-19Pending sale$3,888,888
2021-11-09Listed for sale$3,888,888
2014-11-14Listing removed$7,900
2014-10-31Listed for rent$7,900
2014-08-19Listing removed$8,800
2014-06-01Listed for rent$8,800
2008-09-15Listing removed$2,860,000
2008-09-04Listed for sale$2,860,000
2004-09-29Sold$1,433,000

For Sale by Agent

AgentJim Watson
BrokerageReal Broker

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