See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1131 Morning Glory Dr, Charlotte, NC, 28262

3beds
3baths
1,973sqft
$325,000
$165price/sqft
$2,168/moest. monthly cost
$86,720/yrincome needed

About This Home

PRIME LOCATION - UNCC campus, PNC Music Pavilion, Charlotte Motor Speedway, I-485, & I-85 all within 3.5 miles!! This Beautiful home is in the Fairfield community, has been renovated with tasteful upgrades. The kitchen was redone with appliances, granite countertops, island & light fixtures in 2021. Roof replaced in 2021, Flooring 2023, Water Heater replaced June 2026. Garage has an A/C split unit installed in 2023. Back patio done in 2022. Fireplace resurface with Natural Stone Ledger Panel. Move in ready. The open layout is perfect for everyday living. When using the sellers Preferred Lender, there are potential interest rates available as low as 5.375 and additional rebates and lender credits available thru September.

Getting Around

18
WalkingCar-Dependent
21
TransitMinimal Transit
19
BikeSomewhat Bikeable

Schools

2/10
Stoney Creek ElementaryGrades K-52.2 mi
5/10
James Martin MiddleGrades 6-83.4 mi
3/10

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator,Wine Refrigerator
  • Laundry features: Electric Dryer Hookup,In Hall,Inside,Washer Hookup

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Area

  • Level: Main

Features

  • Kitchen Island,Pantry
  • Flooring: Tile,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,973

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air,Ductless,Electric

Interior Area

  • Total structure area: 1,973
  • Total interior livable area: 1,973 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 05105316
  • Zoning: N1-A
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Partial

Lot

  • Lot size: 0.21 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$150$1,800
Property Taxes $175$2,100
Electricity $200$2,405
Total$2,168$26,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,331/yr
40% on housing$65,040/yr
45% on housing$57,813/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 28262$175
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28262$196
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$325,000
2026-06-18Listed for sale$340,000
2018-05-14Sold$176,000
2006-11-14Sold$123,116
1999-05-28Sold$126,000

For Sale by Agent

AgentMaria Claypool
BrokerageMark Spain Real Estate

Similar Homes