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6263 Chamar Cir, Kannapolis, NC, 28081

5beds
5baths
3,792sqft
$998,000
$263price/sqft
$6,743/moest. monthly cost
$269,720/yrincome needed

About This Home

Welcome to your own private retreat! Nestled on a rare, 1-acre homesite, this stunning full-brick home offers the perfect combination of luxury, privacy, and exceptional outdoor living in one of Kannapolis' most sought after neighborhoods. Homes in this neighborhood do not come available often. The backyard is truly a showpiece, featuring a heated saltwater pool, spacious screened porch, outdoor dining and entertaining area, fire pit, separate play house and plenty of room to relax and host unforgettable gatherings. Inside, you'll discover a new and beautifully renovated custom kitchen, and a newly updated laundry room along with 5 spacious bedrooms and 4.5 bathrooms. Thoughtful updates, generous living spaces, and timeless finishes make this home as impressive inside as it is outside. A property of this caliber -- with a private 1-acre setting, resort-style backyard, and beautifully updated interior -- is a rare opportunity to enjoy the lifestyle you've been dreaming of. Just minutes from Lake Norman, shops, dining while still feeling "away from it all."

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
17
BikeSomewhat Bikeable

Schools

9/10
7/10
6/10
Northwest Cabarrus HighGrades 9-121.3 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Exhaust Hood,Microwave,Self Cleaning Oven
  • Laundry features: Inside,Main Level

Bar Entertainment

  • Level: Upper

Bathroom Full

  • Level: Main

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Breakfast Bar,Drop Zone,Soaking Tub,Kitchen Island,Open Floorplan,Pantry,Storage,Walk-In Closet(s),Walk-In Pantry
  • Flooring: Carpet,Tile,Vinyl,Wood
  • Fireplace features: Gas
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 3,792

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,792
  • Total interior livable area: 3,792 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Other

  • Level: Upper

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 46929732870000
  • Zoning: R-1
  • Special condition: Standard
  • Other equipment: Generator,Generator Hookup

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Fenced,Heated,In Ground,Outdoor Pool,Salt Water
  • Patio & porch: Patio,Porch,Rear Porch,Screened,Side Porch
  • Exterior features: Fire Pit,Outdoor Kitchen
  • Fencing: Back Yard

Lot

  • Lot size: 1 Acres
  • Features: Cleared,Level,Private,Wooded

Parking

  • Total spaces: 3
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Side,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Cabarrus County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,046$60,552
Home Insurance *$409$4,908
Property Taxes $935$11,220
Electricity $353$4,238
Total$6,743$80,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$231,188/yr
40% on housing$202,290/yr
45% on housing$179,813/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$263This listing

vs Other Active Listings

Avg $/sqft

ZIP 28081$142
Cabarrus County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 28081$194
Cabarrus County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Listed for sale$998,000
2026-07-15Listing removed$998,000
2026-06-28Price change$998,000
2026-06-09Listed for sale$1,100,000
2021-11-02Sold$840,000
2021-10-11Pending sale$825,000
2021-10-08Price change$825,000
2021-08-24Pending sale$830,000
2021-07-29Listed for sale$830,000
2010-05-22Listing removed$625,000
2010-02-13Price change$625,000
2009-09-15Listed for sale$639,000
2004-10-29Sold$508,000
2001-12-27Sold$50,000
1998-10-16Sold$29,500

For Sale by Agent

AgentChrissy Hairston
BrokerageNextHome World Class

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