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2032 Swanson Ln, Billings, MT, 59102

4beds
3baths
2,346sqft
$449,000
$191price/sqft
$2,902/moest. monthly cost
$116,080/yrincome needed

About This Home

2,370 square foot 4 bedroom, 3 bath ranch style townhome. 2 car attached garage. Stairlift, ramp from garage, laundry on main level, covered patio with remote controlled sunscreen. Additional room just for storage, in addition to large family room in basement. Covered front porch. Private, easy living. From 11 August (Tuesday) through 18 August (following Tuesday) please contact Kaite Knutson at 406-696-6008

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
63
BikeBikeable

Schools

7/10
5/10
Ben Steele Middle SchoolGrades 6-82.1 mi
5/10
Billings West High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2002

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Ranch
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Free-Standing Range,Disposal,Gas Range,Microwave,Oven,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup,Dryer Hookup,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: Main

Bedroom

  • Level: Basement

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Bonus Room

  • Level: Basement

Dining Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Ceiling Fan(s),Window Treatments,Handicap Access
  • Window features: Window Treatments
  • Finished area above ground: 1,173

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,346 sqft

Kitchen

  • Features: Recessed Lighting
  • Level: Main

Laundry

  • Level: Basement

Living Room

  • Features: Vaulted Ceiling(s)
  • Level: Main

Master Bedroom

  • Features: Vaulted Ceiling(s),Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: A28799L
  • Zoning description: NX2 - Mixed Residential 2

Features

  • Levels: Two
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch,Patio
  • Exterior features: Sprinkler/Irrigation,Patio,Storage
  • Fencing: None

Lot

  • Features: Landscaped,Sprinklers In Ground

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Hail
Strong Wind

FEMA Declared Disasters in Yellowstone County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance $272$3,264
Property Taxes $199$2,388
Electricity $161$1,933
Total$2,902$34,824

Income You'd Need if You Spent...

35% on housing$99,497/yr
40% on housing$87,060/yr
45% on housing$77,386/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 59102$146
Yellowstone County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 59102$168
Yellowstone County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-15Listed for sale$449,000
2017-10-27Sold--
2017-09-28Pending sale$259,900
2017-09-14Listed for sale$259,900
2016-05-24Sold--
2016-03-13Listed for sale$233,000

For Sale by Agent

AgentJustin Davis
BrokerageCentury 21 Americana

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