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401 S Main St, Woodward, IA, 50276

2beds
1baths
1,399sqft
$165,000
$118price/sqft
$1,316/moest. monthly cost
$52,640/yrincome needed

About This Home

This home features 2 bedrooms, 1 bathroom, and a host of desirable amenities such as a large lot over 10,000 square feet. The spacious living/kitchen areas offer plenty of room for relaxation and entertainment, while the fenced in yard provides a private area for outdoor enjoyment. You will enjoy tons of storage throughout the home. The home needs some TLC. Sellers will not participate in radon mitigation. The sellers will cover 2000 dollars in closing costs to the buyers.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1925

Materials

  • Foundation: Brick/Mortar
  • Roof: Asphalt,Shingle
  • Construction materials: Asbestos

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Stove
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Tile

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,399
  • Total interior livable area: 1,399 sqft

Property

Details

  • Parcel number: 0406403001
  • Zoning: R

Features

  • Stories: 1

Lot

  • Lot size: 10,650 sqft
  • Features: Rectangular Lot
  • Lot size dimensions: 75 x 142

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Drought
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$126$1,512
Property Taxes $235$2,820
Electricity $121$1,452
Total$1,316$15,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,120/yr
40% on housing$39,480/yr
45% on housing$35,093/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 50276$235
Dallas County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 50276$212
Dallas County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Price change$165,000
2026-06-09Listed for sale$182,000
2024-09-30Listing removed$94,900
2024-09-28Price change$94,900
2024-07-09Listed for sale$99,000
2014-07-03Sold$35,000

For Sale by Agent

AgentWayde Burkhart
BrokerageRealty ONE Group Impact

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