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1906 Lowell St, Granger, IA, 50109

3beds
3baths
1,987sqft
$350,000
$176price/sqft
$2,580/moest. monthly cost
$103,200/yrincome needed

About This Home

Spacious ranch offering over 1,900 square feet on the main level in the heart of Granger! This well-maintained 3-bedroom, 3-bath home features great bones and a functional layout ready for your personal touch. Major updates have already been completed, including a newer roof, gutters, furnace, A/C unit, and water heater—providing peace of mind for the next owner. Generous living areas offer flexibility for everyday living and entertaining, while the full basement provides additional potential for storage or future finish. With solid space and thoughtful improvements, fresh paint and new carpet will go a long way in transforming this home. A fantastic opportunity for a new family to move in and make it their own in a desirable community setting.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Cooktop,Dryer,Dishwasher,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Daylight

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating

  • Heating features: Natural Gas

Interior Area

  • Total structure area: 1,987
  • Total interior livable area: 1,987 sqft

Property

Details

  • Parcel number: 0801328009
  • Zoning: RES

Features

  • Stories: 1

Lot

  • Lot size: 0.28 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Drought
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$187$2,244
Property Taxes $476$5,712
Electricity $148$1,778
Total$2,580$30,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,457/yr
40% on housing$77,400/yr
45% on housing$68,800/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 50109$314
Dallas County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 50109$267
Dallas County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Price change$350,000
2026-05-12Listed for sale$365,000
2026-04-29Pending sale$365,000
2026-03-20Price change$365,000
2026-02-23Listed for sale$375,000

For Sale by Agent

AgentCui Davis
BrokerageRealty ONE Group Impact

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