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433 N 10th St, Adel, IA, 50003

2beds
1baths
896sqft
$160,000
$179price/sqft
$1,225/moest. monthly cost
$49,000/yrincome needed

About This Home

Located near Nile Kinnick Park, this home provides lots of potential for the incoming buyer. The attic space can be finished to provide another nice play room. The back yard is very large to accommodate pets or a wonderful garden. This home was used as a successful Air B&B location for several months before renting it out full time. The last two rental tenants did use the home quite hard so to speak do it does need some TLC. There is a tenant in this currently so will need a 24 hour notice to show. There were some ongoing health issues so they photos are going to look quite cluttered.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

--
Adel Elementary SchoolGrades PK-10.5 mi
10/10
ADM Middle SchoolGrades 7-80.9 mi
9/10
ADM Senior High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1935

Materials

  • Foundation: Masonry
  • Roof: Asphalt
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dryer,Washer
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Other

Interior Area

  • Total interior livable area: 896 sqft

Property

Details

  • Parcel number: 1129327018

Features

  • Exterior features: Other

Lot

  • Lot size: 8,712 sqft

Parking

  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Hail
Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Drought
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance *$84$1,008
Property Taxes $211$2,532
Electricity $121$1,452
Total$1,225$14,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,000/yr
40% on housing$36,750/yr
45% on housing$32,666/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 50003$297
Dallas County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 50003$229
Dallas County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Price change$150,000
2026-07-14Listed for sale$160,000
2023-03-28Listing removed--
2023-03-07Listed for rent$1,250
2022-10-28Listing removed--
2022-09-27Listed for rent$1,250
2022-02-09Listing removed--
2022-02-07Listed for rent$1,200
2022-01-06Sold$85,000
2021-11-09Pending sale$119,900
2021-10-11Price change$119,900
2021-09-18Price change$129,900
2021-08-16Price change$139,900
2021-07-26Listed for sale$149,900
2014-10-15Sold$71,200

For Sale by Owner

AgentProperty Owner

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