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10242 Monaco Dr, Rancho Cucamonga, CA, 91737

5beds
6baths
4,494sqft
$1,900,000
$423price/sqft
$12,858/moest. monthly cost
$514,320/yrincome needed

About This Home

Welcome to this expansive and beautifully appointed estate located in the highly desirable Rancho Cucamonga community. Situated on an oversized lot of approximately 20,000+ square feet, this impressive residence offers approximately 4,494 square feet of living space with 5 bedrooms and 6 bathrooms, providing the perfect blend of space, comfort, and functionality. The home features a well designed floor plan with generous living areas, abundant natural light, and seamless indoor outdoor flow. The spacious kitchen opens to the family room, ideal for entertaining, while multiple bedrooms and bathrooms offer flexibility for multi-generational living or guest accommodations. The large lot provides ample space for outdoor enjoyment, potential customization, or future enhancements. Additional highlights include a 4 car garage, central heating and air conditioning, and a prime location north of the 210 freeway with convenient access to shopping, dining, and top-rated schools. Located within the Chaffey Joint Union High School District and near Los Osos High School, this property offers both luxury living and everyday convenience in one of Rancho Cucamonga’s most sought-after neighborhoods.

Getting Around

11
WalkingCar-Dependent
24
TransitMinimal Transit
20
BikeSomewhat Bikeable

Schools

6/10
7/10
9/10
Los Osos High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2003

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 6
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Fireplace features: Dining Room,Living Room,Primary Bedroom
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 4,494 sqft

Property

Details

  • Parcel number: 1074251240000
  • Special condition: Notice Of Default

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Front Door
  • Pool features: None
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 0.47 Acres
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire
Heat Wave
Landslide

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,607$115,284
Home Insurance *$436$5,232
Property Taxes $1,852$22,224
Electricity $963$11,564
Total$12,858$154,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$440,845/yr
40% on housing$385,740/yr
45% on housing$342,880/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$423This listing

vs Other Active Listings

Avg $/sqft

ZIP 91737$483
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 91737$449
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2019-05-24Listing removed$1,025,000
2019-05-11Price change$1,025,000
2019-04-25Price change$925,000
2019-04-17Price change$900,000
2019-04-08Price change$925,000
2019-03-17Price change$1,000,000
2019-02-13Price change$1,100,000
2019-02-08Price change$975,000
2019-02-05Price change$1,050,000
2019-01-26Price change$1,000,000
2019-01-22Price change$1,025,000
2019-01-11Price change$1,075,000
2019-01-06Price change$1,025,000
2018-11-28Price change$1,050,000
2018-11-08Price change$1,100,000
2018-11-05Price change$1,125,000
2018-10-12Price change$1,185,000
2018-10-08Price change$1,250,000
2018-07-16Price change$1,199,999
2018-07-02Listed for sale$1,299,999
2016-05-27Listing removed$1,297,000
2016-04-19Listed for sale$1,297,000
2003-10-07Sold$715,000

Pre-Foreclosure

AgentNaisa Santeyan
BrokerageHome Saver Realty

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