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1246 Ivy St, Dekalb, IL, 60115

4beds
3baths
2,460sqft
$390,000
$159price/sqft
$3,110/moest. monthly cost
$124,400/yrincome needed

About This Home

*Motivated seller* This large 4 bedroom home has a lot to offer and just might check off many items on your home shopping list. Once you walk through the front door you are greeted with a grand staircase with high ceilings and open to the formal dining room and a flex room with many options...an extra family room? toy room? huge office? The choice is yours! The kitchen has plenty of cabinets for storage and an additional pantry for even more storage options. Long peninsula in the kitchen comfortably fits 3 people for casual easy snacks or meals for busy lives. The living room leads right off of the kitchen with built-in display shelving, a gas fireplace and the patio door leading to the backyard. All four bedrooms are located on the second floor along with a full bathroom for convenience. The master bedroom can easily fit a king size bed plus MUCH more with room measurements of 14ft x 16ft, and a 6ft x 8ft walk-in closet. Attached master bath with dual sinks and large shower. All this located on a corner lot totally almost half an acre (.44 acre!), and a 3 car side-load garage. Backyard is fully fenced in with quality metal fencing and even a garden bursting with produce. Save money each month with NO HOA fees. This home is clean clean clean and ready to go, come see for yourself today! A great value at this price.

Getting Around

46
WalkingCar-Dependent
42
TransitSome Transit
77
BikeVery Bikeable

Schools

3/10
3/10
Huntley Middle SchoolGrades 6-81.5 mi
3/10
De Kalb High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Stainless Steel Appliance(s)

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 143
  • Dimensions: 11X13

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 160
  • Dimensions: 10X16

Bedroom4

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 120
  • Dimensions: 10X12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 143
  • Dimensions: 11X13

Family Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 285
  • Dimensions: 15X19

Features

  • Walk-In Closet(s)
  • Window features: Screens
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Family Room
  • Fireplace: Yes
  • Attic: Unfinished

Foyer

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 54
  • Dimensions: 6X9

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,460 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Eating Area-Table Space,Pantry-Closet),Flooring (Vinyl)
  • Level: Main
  • Area: 209
  • Dimensions: 11X19

Laundry

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 108
  • Dimensions: 9X12

Living Room

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 224
  • Dimensions: 14X16

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full)
  • Level: Second
  • Area: 160
  • Dimensions: 10X16

Walk In Closet

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 48
  • Dimensions: 6X8

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0821428001
  • Special condition: None
  • Other equipment: Ceiling Fan(s)

Features

  • Stories: 2
  • Patio & porch: Patio

Lot

  • Lot size: 0.44 Acres
  • Features: Corner Lot
  • Lot size dimensions: 90X39.27X61.93X59.45X130.16X187.53

Parking

  • Total spaces: 3
  • Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Strong Wind
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$221$2,652
Property Taxes $728$8,736
Electricity $189$2,270
Total$3,110$37,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,628/yr
40% on housing$93,300/yr
45% on housing$82,933/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 60115$167
DeKalb County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 60115$179
DeKalb County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Listing removed$390,000
2026-07-30Price change$390,000
2026-07-21Listed for sale$415,000
2021-10-28Sold$275,000
2021-09-24Contingent$275,000
2021-09-18Price change$275,000
2021-09-02Listed for sale$289,900
2015-10-30Sold$169,900
2015-10-01Listed for sale$179,900

For Sale by Agent

AgentJohn Craig
BrokerageWeichert REALTORS Signature Professionals

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