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739 N 11th St, Dekalb, IL, 60115

3beds
2baths
1,725sqft
$260,000
$151price/sqft
$2,078/moest. monthly cost
$83,120/yrincome needed

About This Home

SPACIOUS HOME! Thoughtful remodeling has been completed with room to add your own touches. Huge living room, separate dining room, big kitchen, french doors, crown molding in the dining room and living room, lots of hardwood flooring. The family room has a book nook for kids to climb the ladder and read or watch tv, TWO garages, two car and one car, nice yard with a gated garden area, deck, paver patio, hot tub. 1 1/2 baths, solar panels to reduce your electric bills. Must see!

Getting Around

55
WalkingSomewhat Walkable
37
TransitSome Transit
78
BikeVery Bikeable

Schools

5/10
2/10
3/10
De Kalb High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1904

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Level: Second
  • Area: 156
  • Dimensions: 13X12

Bedroom3

  • Level: Second
  • Area: 108
  • Dimensions: 12X9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 121
  • Dimensions: 11X11

Family Room

  • Level: Main
  • Area: 150
  • Dimensions: 15X10

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,725 sqft

Kitchen

  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Living Room

  • Level: Main
  • Area: 276
  • Dimensions: 23X12

Master Bedroom

  • Level: Second
  • Area: 176
  • Dimensions: 16X11

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0823203008
  • Special condition: None

Features

  • Stories: 2
  • Patio & porch: Deck,Patio
  • Has spa: Yes
  • Spa features: Outdoor Hot Tub

Lot

  • Lot size dimensions: 150x45.02x150x45.48

Parking

  • Total spaces: 3
  • Parking features: Concrete,Yes,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Strong Wind
Heat Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$147$1,764
Property Taxes $485$5,820
Electricity $132$1,592
Total$2,078$24,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,245/yr
40% on housing$62,340/yr
45% on housing$55,413/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 60115$167
DeKalb County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 60115$179
DeKalb County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$260,000
2026-07-10Listed for sale$275,000
2022-08-02Sold$161,000
2022-08-01Pending sale$187,000
2022-05-03Contingent$187,000
2022-04-28Listed for sale$187,000
2017-12-28Sold$132,900
2017-11-10Pending sale$134,900
2017-09-21Price change$134,900
2017-08-07Price change$138,900
2017-07-29Listed for sale$142,900
2014-08-15Sold$65,000
2014-06-28Pending sale$82,800
2014-06-07Listed for sale$82,800
2014-04-28Sold$36,300
2014-04-04Listed for sale$92,000
2010-08-01Listing removed$149,900
2010-04-29Price change$149,900
2010-04-02Price change$153,900
2010-03-03Listed for sale$157,900

For Sale by Agent

AgentPatty Tallitsch
BrokerageJean Smith Realty

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