See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

12903 Perry Rd, Dekalb, IL, 60115

3beds
3baths
2,000sqft
$655,000
$328price/sqft
$5,059/moest. monthly cost
$202,360/yrincome needed

About This Home

Virtually brand new construction on 5 private, fully fenced, surveyed acres in the highly sought-after Hinckley-Big Rock School District! This extraordinary farmette offers the perfect combination of luxury, privacy, and country living with remarkably low operating costs thanks to Ag-zoned taxes and a fully paid-off solar system-meaning NO solar lease or loan payments, just substantial long-term savings. Originally dating back to the 1860's, this property has been completely reconstructed and modernized between 2022 and 2026. This home delivers the efficiency, reliability and peace of mind of a modern custom build while preserving the character and charm of country living. Inside you'll find an expansive floor plan designed for both everyday living and entertaining. The chef's kitchen features granite countertops, custom cabinetry, Whirlpool appliances, and radiant heated floors. The flexible layout includes two primary suites, including a convenient first floor suite and a spacious second floor retreat complete with its own fireplace and private sitting area. Three wood-burning fireplaces, premium waterproof laminate flooring, fresh interior paint and a finished basement with durable Polyurea flooring complete the living spaces. The extensive reconstruction went far beyond cosmetic updates. The south wing was built entirely new from the foundation up, while the north wing was rebuilt to the studs with new 2 x 6 framing, sub-flooring, spray foam and cellulose insulation, CertainTeed 30 year roofing siding, double hung windows, and all new mechanical systems throughout. Infrastructure improvements include a Thermo ComboMax in floor heating and domestic hot water system, multi zone Mitsubishi mini-splits, radon mitigation, a new well pump, and owned water treatment equipment, providing years of dependable, efficient operation. Outside the fully fenced acreage is ready for livestock horses, happy farming or simply enjoying peaceful country living. The property includes a 30 x 50 metal shop with three overhead doors 10 x 20 Amish built cedar chickencoop a corn crib with electricity, two metal silos with concrete floors, and new decks overlooking beautiful countryside views. Schedule your private showing today! Please note that Ring door bell and cameras do NOT stay.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
22
BikeSomewhat Bikeable

Schools

Construction

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Water Purifier Owned,Water Softener Owned,Electric Water Heater
  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Unfinished,Exterior Entry,Full

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 209
  • Dimensions: 19X11

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 120
  • Dimensions: 10X12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Eating Area

  • Features: Flooring (Laminate),Window Treatments (Blinds)
  • Level: Main
  • Area: 143
  • Dimensions: 11X13

Features

  • 1st Floor Bedroom,1st Floor Full Bath,Walk-In Closet(s),Granite Counters
  • Flooring: Laminate,Carpet
  • Number of fireplaces: 3
  • Fireplace features: Wood Burning,Living Room,Master Bedroom,Basement
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Indv Controls,Zoned,Other,Radiant Floor
  • Cooling features: Wall Unit(s),Zoned

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,000 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space,Island,Granite Counters,Updated Kitchen),Flooring (Laminate),Window Treatments (Blinds)
  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Living Room

  • Features: Flooring (Laminate),Window Treatments (Curtains/Drapes)
  • Level: Main
  • Area: 361
  • Dimensions: 19X19

Master Bedroom

  • Features: Flooring (Laminate),Window Treatments (Blinds),Bathroom (Full)
  • Level: Main
  • Area: 255
  • Dimensions: 17X15

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1218400004
  • Special condition: None
  • Other equipment: Water-Softener Owned,Ceiling Fan(s),Fan-Whole House,Radon Mitigation System

Features

  • Stories: 2

Lot

  • Lot size: 5 Acres

Parking

  • Total spaces: 3
  • Parking features: Gravel,Garage,Yes,Detached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Drought
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,312$39,744
Home Insurance *$372$4,464
Property Taxes $1,222$14,664
Electricity $153$1,845
Total$5,059$60,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$173,451/yr
40% on housing$151,770/yr
45% on housing$134,906/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$328This listing

vs Other Active Listings

Avg $/sqft

ZIP 60115$162
DeKalb County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 60115$179
DeKalb County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Listing removed$655,000
2026-07-01Price change$655,000
2026-06-18Price change$694,900
2026-06-05Listed for sale$714,900
2022-06-14Sold$40,000

For Sale by Agent

AgentBobbi-Jo Assmann
BrokerageLighthouse Realtors LLC

Similar Homes