See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

209 N Shabbona Rd, Shabbona, IL, 60550

2beds
2baths
1,428sqft
$260,000
$182price/sqft
$2,130/moest. monthly cost
$85,200/yrincome needed

About This Home

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

8/10
5/10
9/10
Indian Creek High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Water Softener,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Unfinished,Partial

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 130
  • Dimensions: 10X13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 221
  • Dimensions: 13X17

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,428 sqft

Kitchen

  • Features: Kitchen (Island),Flooring (Ceramic Tile)
  • Level: Main
  • Area: 192
  • Dimensions: 16X12

Laundry

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 143
  • Dimensions: 11X13

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 182
  • Dimensions: 14X13

Master Bedroom

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 221
  • Dimensions: 13X17

Office

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 81
  • Dimensions: 9X9

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1315176005
  • Special condition: None

Features

  • Stories: 2

Lot

  • Lot size: 1 Acres
  • Lot size dimensions: 82x528

Parking

  • Total spaces: 3
  • Parking features: Asphalt,Garage Door Opener,Garage,Yes,Garage Owned,Attached,Detached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Drought
Inland Flooding

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$201$2,412
Property Taxes $485$5,820
Electricity $130$1,569
Total$2,130$25,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,028/yr
40% on housing$63,900/yr
45% on housing$56,800/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 60550$123
DeKalb County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 60550$134
DeKalb County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2022-09-15Sold$107,000

For Sale by Agent

AgentMarcy Kinney
BrokerageColdwell Banker Real Estate Group

Similar Homes