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103 W Cherokee Ave, Shabbona, IL, 60550

2beds
1baths
1,500sqft
$183,500
$122price/sqft
$1,540/moest. monthly cost
$61,600/yrincome needed

About This Home

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

8/10
5/10
9/10
Indian Creek High SchoolGrades 9-120.3 mi

Construction

Materials

  • Foundation: Concrete Perimeter,Stone
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: Main Level,Electric Dryer Hookup,In Bathroom

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Features: Flooring (Carpet),Window Treatments (Window Treatments)
  • Level: Second
  • Area: 156
  • Dimensions: 13X12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Den

  • Features: Flooring (Other)
  • Level: Main
  • Area: 120
  • Dimensions: 10X12

Dining Room

  • Features: Flooring (Other)
  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Family Room

  • Features: Flooring (Other),Window Treatments (Shades)
  • Level: Main
  • Area: 180
  • Dimensions: 15X12

Features

  • 1st Floor Bedroom,1st Floor Full Bath
  • Window features: Skylight(s)
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Living Room,None
  • Fireplace: Yes
  • Attic: Finished,Unfinished
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Window Unit(s),None

Interior Area

  • Total structure area: 2,536
  • Total interior livable area: 1,500 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Eating Area-Table Space),Flooring (Other),Window Treatments (Shades)
  • Level: Main
  • Area: 160
  • Dimensions: 10X16

Laundry

  • Features: Flooring (Vinyl),Window Treatments (Shades)
  • Level: Main
  • Area: 165
  • Dimensions: 15X11

Living Room

  • Features: Flooring (Other),Window Treatments (All)
  • Level: Main
  • Area: 154
  • Dimensions: 11X14

Master Bedroom

  • Features: Flooring (Carpet),Window Treatments (Window Treatments)
  • Level: Second
  • Area: 209
  • Dimensions: 19X11

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1315407007
  • Special condition: None
  • Other equipment: Ceiling Fan(s)

Features

  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 0.30 Acres
  • Lot size dimensions: 90 X 144

Parking

  • Total spaces: 2
  • Parking features: Gravel,Garage,Yes,Garage Owned,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Drought
Inland Flooding

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $927$11,124
Home Insurance *$141$1,692
Property Taxes $342$4,104
Electricity $130$1,569
Total$1,540$18,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,800/yr
40% on housing$46,200/yr
45% on housing$41,066/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 60550$138
DeKalb County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 60550$134
DeKalb County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-08Price change$179,900
2026-03-25Price change$184,600
2026-03-11Price change$187,500
2025-12-18Price change$189,500
2025-11-14Price change$193,500
2025-10-14Price change$195,000
2025-10-07Price change$199,900
2025-09-26Price change$183,900
2025-09-10Price change$184,500
2025-08-30Listed for sale$185,000
2024-03-28Listing removed--
2023-07-06Price change$119,900
2023-05-12Listed for sale$129,900

For Sale by Agent

AgentKatherine Gannon
BrokerageRE/MAX Experience

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